15 Ridgeland Dr, Stuart, FL 34996 Property Records

Martin County property record for 15 Ridgeland Dr, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,093 sqft · built 1980
Lot Size	0.445 acres (19,384 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Feb 2020)
Tax Bill	$9,867 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-38-41-011-000-0015.0-7-0000`

Property Details

APN / Parcel Number

Primary APN	`01-38-41-011-000-0015.0-7-0000`
Alternative APNs	`01-38-41-011-000-00150-7` `17795`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	3,093 sqft Living Area
Gross Area	3,658 sqft
1st Floor Area	3,093 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	19,384 sqft (0.445 acres)
Garage Type	Attached
Garage Area	565 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	375 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	240 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17795
Street Address	15 RIDGELAND DR
City	STUART
State	FL
Zip	34996-6442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RIDGELAND LOT 15
Legal Range	41E
Legal Township	38S
Legal Section	1
Legal Subdivision	RIDGELAND
Legal Block	1
Legal Lot Number	15
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1031
Census Tract	502

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 RIDGELAND DR, STUART, FL 34996-6442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Apr 1, 2010 · Amount on Record
Deed Document Number	20202802698
Deed Book / Page	3114 / 1663
Prior Transfer Date	Oct 29, 2014
Prior Transfer Doc	0027490475
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 28, 2020
Property Address	15 RIDGELAND DR, SEWALLS POINT, FL 34996-6442
Document Number	0031141663
Book / Page	3114 / 1663
Map Reference	MB 8 PG 3
Instrument Date	Feb 20, 2020
Instrument	2802698
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PRESTIGE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,655.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2563 SW BROOKWOOD LN, 2563, PALM CITY, FL 34990-4752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 RIDGELAND DR, STUART, FL 34996-6442

Mortgage

Document Number	0031141664
Date	Feb 28, 2020
Instrument	3114/1664

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Sewall's Point Town
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,867.00 (-0.59%) Homeowner's exemption	$643,860 (+5.99%)	$955,130 (+8.74%) Land $440,000 Building $515,130
2024	$9,926.00 (+1.99%)
2023	$9,732.00 (+3.22%) Additional exemption filed	$607,491 (+3%)	$878,350 (+18.31%) Land $350,000 Building $528,350
2022	$9,428.00 Homeowner's exemption	$589,798	$742,410 Land $320,000 Building $422,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 179 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	110 (1982–2022)
Claims Outside the SFHA	9 of 110
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 92 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20