Kane County property record for 8 Richards St, Geneva, IL 60134
| Property Type | Commercial |
|---|---|
| Details | 2 bd · 2,015 sqft · built 1920 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,450,000 (Jun 2026) |
| Tax Bill | $9,325 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-329-011 |
| Primary APN | 12-03-329-011 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,015 sqft Gross Area |
| Basement Area | 676 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 6,600 sqft (0.152 acres) |
| Cooling System | Central |
|---|
| Street Address | 8 RICHARDS ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2153 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 2 IN BLOCK 2 WH WILCOXS ADDTN |
| Legal Subdivision | WH WILCOXS |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 852608 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 902 S RANDALL RD, C244, SAINT CHARLES, IL 60174-1781 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 18, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage ITASCA BANK AND TRUST |
| Jun 14, 2019 | Loan Modification, Mortgage HUNTINGTON NAT'L BK |
| Aug 30, 2017 | Loan Modification, Mortgage HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on Record |
| Deed Sale | Jun 18, 2026 · Amount on Record |
| Prior Sale | Mar 1, 2007 · Amount on Record |
| Deed Document Number | 202625568 |
| Prior Transfer Date | Apr 1, 1998 |
| Prior Transfer Doc | 0000085184 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 18, 2026 |
| Property Address | 8 RICHARDS ST, GENEVA, IL 60134-2153 |
| Document Number | 0000025568 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 202625568 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $219,675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Number | 0000025569, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 202625569 |
| Name | ITASCA BANK AND TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 14, 2019 |
| Property Address | 8 RICHARDS ST, GENEVA, IL 60134-2153 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 24739 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | ANDERSON BLVD GENEVA IL 60134, GENEVA, IL 60134 |
| Document Number | 0000024739 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 24739 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jun 13, 2024 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 30, 2017 |
| Property Address | 8 RICHARDS ST, GENEVA, IL 60134-2153 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 45726 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8 RICHARDS ST GENEVA IL 601342153, GENEVA, IL 60134-2153 |
| Document Number | 0000045726 |
|---|---|
| Date | Aug 30, 2017 |
| Instrument | 45726 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Aug 29, 2022 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,325.00 (+13.55%) | $121,391 (+8.5%) Land $40,400 Building $80,991 | $364,319 (+8.5%) Land $121,248 Building $243,070 |
| 2024 | $111,881 (+18.38%) Land $37,235 Building $74,646 | $335,777 (+18.43%) Land $111,750 Building $224,028 | |
| 2022 | $8,212.00 (+2.03%) | $94,508 (+3.86%) Land $31,453 Building $63,055 | $283,524 (+3.86%) Land $94,359 Building $189,165 |
| 2021 | $8,049.00 | $90,996 Land $30,284 Building $60,712 | $272,988 Land $90,852 Building $182,136 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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