St. Charles County property record for 8 Red Clover Ct, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,686 sqft · built 1988 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (Jun 2018) |
| Tax Bill | $3,588 (2024) |
| Deeds & Mortgages | Mar 2022 Mortgage Jun 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A883002293 |
| Primary APN | A883002293 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,686 sqft Living Area |
| Gross Area | 3,772 sqft |
| 1st Floor Area | 1,686 sqft |
| Basement Area | 1,686 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 90 sqft |
| Patio Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A883002293 |
|---|---|
| Street Address | 8 RED CLOVER CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-5424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIEKAMP FARM EST #2 LOT 87 |
| Legal Subdivision | DIEKAMP FARM EST #2 |
| Legal Lot Number | 87 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 311211 |
Source: St. Charles County records, as of August 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8 RED CLOVER CT, SAINT CHARLES, MO 63303-5424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Jun 8, 2018 | Intrafamily Transfer, Transfer · ARM REGIONS BANK |
| Aug 3, 2017 | Warranty Deed, Transfer · ARM REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2018 · Amount on Record |
| Deed Sale | Jun 8, 2018 · Amount on Record |
| Prior Sale | Oct 16, 2017 |
| Deed Document Number | 2018322140 |
| Deed Book / Page | 6931 / 1769 |
| Prior Transfer Date | May 31, 2018 |
| Prior Transfer Doc | 0069311769 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 8 RED CLOVER CT, SAINT CHARLES, MO 63303-5424 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 8 RED CLOVER CT, SAINT CHARLES, MO 63303-5424 |
| Document Number | 0000012339 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | 2022R-012339 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Mar 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.25% |
| Index | Other |
| Max Rate | 8.25% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 8, 2018 |
| Property Address | 8 RED CLOVER CT, SAINT CHARLES, MO 63303-5424 |
| Document Number | 0069311769 |
| Book / Page | 6931 / 1769 |
| Map Reference | MB 27 PG 77 |
| Instrument Date | May 31, 2018 |
| Instrument | 20180608000322140 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 RED CLOVER CT, SAINT CHARLES, MO 63303-5424 |
| Document Number | 20180608000322150 |
|---|---|
| Date | Jun 8, 2018 |
| Instrument | 20180608000322150 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.37% |
| Max Rate At Change | 9.62% |
| Index | 1-Year LIBOR |
| Max Rate | 9.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 3, 2017 |
| Property Address | 8 RED CLOVER CT, SAINT CHARLES, MO 63303-5424 |
| Document Number | 0067851884 |
| Book / Page | 6785 / 1884 |
| Map Reference | MB 27 PG 77 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 20170803000484580 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 RED CLOVER CT, 8, SAINT CHARLES, MO 63303-5424 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8 RED CLOVER CT, SAINT CHARLES, MO 63303-5424 |
| Document Number | 20170803000484590 |
|---|---|
| Date | Aug 3, 2017 |
| Instrument | 20170803000484590 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Aug 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $67,033 (+10.81%) | $352,807 (+10.81%) Land $90,000 Building $262,807 | |
| 2024 | $3,588.00 (+14.41%) | ||
| 2023 | $60,493 (+22.97%) | ||
| 2022 | $3,136.00 | $49,193 | $318,382 (+22.97%) Land $66,000 Building $252,382 |
| 2021 | $258,912 Land $66,000 Building $192,912 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 12 (1979–2015) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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