4 Red Clover Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 4 Red Clover Ct, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,778 sqft · built 1988
Lot Size0.33 acres (14,375 sqft)
Owner2 Company Names on Record
Tax Bill$3,833 (2025)
Deeds & MortgagesJun 2019 Transfer
Flood ZoneZone X (minimal risk)
APNA883002295

Property Details

APN / Parcel Number

Primary APNA883002295
Alternative APN
  • 3-0004-6278-00-0089.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,778 sqft Living Area
Gross Area3,996 sqft
1st Floor Area1,778 sqft
Basement Area1,778 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,375 sqft (0.33 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area90 sqft
Deck AreaDeck Area
Patio Area286 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA883002295
Street Address4 RED CLOVER CT
CitySAINT CHARLES
StateMO
Zip63303-5424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDIEKAMP FARM EST #2 LOT 89
Legal SubdivisionDIEKAMP FARM EST #2
Legal Lot Number89
JurisdictionST CHARLES MO
Township / Civil DivisionZUMBEHL
Census Block Group1
Census Block1000
Census Tract311211

Owner

Source: St. Charles County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4 RED CLOVER CT, SAINT CHARLES, MO 63303-5424
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 11, 2019
Transfer Doc0070900195
Record UpdatedJun 8, 2026

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateJun 17, 2019
Property Address4 RED CLOVER CT, SAINT CHARLES, MO 63303-5424
Document Number0070900195
Book / Page007090 / 000195
Instrument DateJun 11, 2019
Instrument295440
Transaction TypeTransfer
Record UpdatedJul 9, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4 RED CLOVER CT ST CHARLES MO 633035424, ST CHARLES, MO 63303-5424

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,833.00 (+6.5%)$66,557 (+9.69%)$350,302 (+9.69%) Land $75,000 Building $275,302
2024$3,599.00
2023$60,676
2022$319,346 Land $55,000 Building $264,346

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims12 (1979–2015)
Claims Outside the SFHA1 of 12
Most Recent ClaimDec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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