Carroll County property record for 8 Reading Ct, Mount Airy, MD 21771
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,536 sqft · built 2004 |
| Lot Size | 0.047 acres (2,028 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Aug 2021) |
| Tax Bill | $5,303 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-042160 |
| Primary APN | 13-042160 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Total Area |
| Basement Area | 614 sqft |
| Finished Basement | 614 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,028 sqft (0.047 acres) |
| Garage Type | Mixed |
| Garage Area | 210 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 042160 |
|---|---|
| Street Address | 8 READING CT |
| City | MOUNT AIRY |
| State | MD |
| Zip | 21771-7753 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R7 |
| Legal Description | LT 132 - 0.0466 AC P 8 READING CT 47-267/270 TWIN ARCH CROSSING PH 3 |
| Legal Subdivision | TWIN ARCH CROSSING |
| Legal Phase | 3 |
| Legal Lot Number | 132 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 13, MOUNT AIRY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 513002 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
8 Reading Ct, a townhouse, is owned and occupied by two individuals who bought it in August 2021.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8 READING CT, MOUNT AIRY, MD 21771-7753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2020 | Deed of Trust, Mortgage · VA Mortgage FIRST HOME MORTGAGE CORP |
| Oct 7, 2019 | Deed of Trust, Mortgage · VA Mortgage FIRST HOME MORTGAGE CORP |
| Aug 2, 2021 | Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Feb 4, 2019 | Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2021 · Amount on File |
| Deed Sale | Aug 2, 2021 · Amount on File |
| Prior Sale | Feb 4, 2019 · Amount on File |
| Deed Book / Page | 10388 / 100 |
| Prior Transfer Date | Sep 18, 2007 |
| Prior Transfer Doc | 0053670577 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 8 READING CT, MOUNT AIRY, MD 21771-7753 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0097280213 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 9728/213 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 8 READING CT, MOUNT AIRY, MD 21771-7753 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0094350091 |
|---|---|
| Date | Oct 7, 2019 |
| Book Page | 9435/0091 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Aug 2, 2021 |
| Property Address | 8 READING CT, MOUNT AIRY, MD 21771-7753 |
| Document Number | 0103880100 |
| Book / Page | 10388 / 100 |
| Map Reference | MB 47 |
| Instrument Date | Jul 6, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | TITLE NATION LLC, TITLE NATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8 READING CT, MOUNT AIRY, MD 21771-7753 |
| Document Number | 0010388106 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 10388/106 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Feb 4, 2019 |
| Property Address | 8 READING CT, MOUNT AIRY, MD 21771-7753 |
| Document Number | 0092170422 |
| Book / Page | 9217 / 0422 |
| Map Reference | MB 47 PL 268 |
| Instrument Date | Jan 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | ATLANTIC TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 8 READING CT, MOUNT AIRY, MD 21771-7753 |
| Investor | Possibly a Property Investor |
| Document Number | 0009217429 |
|---|---|
| Date | Feb 4, 2019 |
| Instrument | 9217/429 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2049 |
The 2026 property tax bill for 8 Reading Ct was $5,303, up 3.3% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Mount Airy Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,303.00 (+3.31%) | $399,567 (+3.35%) | $412,500 (-) Land $125,000 Building $287,500 |
| 2025 | $5,133.00 | $386,633 | $412,500 Land $125,000 Building $287,500 |
| 2023 | $4,594.00 | $354,467 | $373,700 Land $120,000 Building $253,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8 Reading Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8 Reading Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MOUNT AIRY serves 9,890 people · EPA ID MD0060007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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