Carroll County property record for 11 Reading Ct, Mount Airy, MD 21771
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,546 sqft · built 2004 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | Trust Name on File |
| Last Sale | $325,000 (Jul 2018) |
| Tax Bill | $5,180 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-042101 |
| Primary APN | 13-042101 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,546 sqft Total Area |
| Basement Area | 460 sqft |
| Finished Basement | 460 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Garage Type | Mixed |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 352 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 042101 |
|---|---|
| Street Address | 11 READING CT |
| City | MOUNT AIRY |
| State | MD |
| Zip | 21771-7754 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R7 |
| Legal Description | LT 127 - 2000 SF PLT 11 READING CT 47-267/270 TWIN ARCH CROSSING PH 3 |
| Legal Subdivision | PLAT 2 TWIN ARCH CROSSING |
| Legal Phase | 3 |
| Legal Lot Number | 127 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 13, MOUNT AIRY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 513002 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
11 Reading Ct, a townhouse, is owner-occupied and held in a trust since July 2019.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 11 READING CT, MOUNT AIRY, MD 21771-7754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jul 23, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 11, 2018 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2018 · Amount on File |
| Deed Sale | Jul 11, 2018 · Amount on File |
| Prior Sale | Aug 26, 2011 · Amount on File |
| Deed Book / Page | 9064 / 120 |
| Last Transfer Date | Jul 10, 2019 |
| Transfer Doc | 0093520169 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 11 READING CT, MOUNT AIRY, MD 21771-7754 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0102040494 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 10204/494 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jul 23, 2019 |
| Property Address | 11 READING CT, MOUNT AIRY, MD 21771-7754 |
| Document Number | 0093520169 |
| Book / Page | 009352 / 000169 |
| Instrument Date | Jul 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 11 READING CT MOUNT AIRY MD 217717754, MOUNT AIRY, MD 21771-7754 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jul 11, 2018 |
| Property Address | 11 READING CT, MOUNT AIRY, MD 21771-7754 |
| Document Number | 0090640120 |
| Book / Page | 9064 / 0120 |
| Map Reference | MB47 FO268 |
| Instrument Date | Jun 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | TITLE RESOURCES GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 11 READING CT, MOUNT AIRY, MD 21771-7754 |
| Document Number | 0009064125 |
|---|---|
| Date | Jul 11, 2018 |
| Instrument | 9064/125 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
The 2026 property tax bill for 11 Reading Ct was $5,180, up 4.4% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Mount Airy Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,180.00 (+4.39%) | $390,200 (+3.31%) | $402,700 (-) Land $125,000 Building $277,700 |
| 2025 | $4,962.00 Homeowner's exemption | $377,700 | $402,700 Land $125,000 Building $277,700 |
| 2023 | $4,557.00 Homeowner's exemption | $351,633 | $365,200 Land $120,000 Building $245,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Reading Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Reading Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MOUNT AIRY serves 9,890 people · EPA ID MD0060007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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