8 Ramsdell Ter, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 8 Ramsdell Ter, Gaithersburg, MD 20878

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,868 sqft · built 1972
Lot Size	0.051 acres (2,204 sqft)
Owner	2 Company Names on Record
Last Sale	$430,000 (Apr 2023)
Tax Bill	$5,022 (2025)
Deeds & Mortgages	Mar 2024 Transfer Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00838174`

Property Details

APN / Parcel Number

Primary APN	`09-00838174`
Alternative APN	`00838174`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,868 sqft Living Area
1st Floor Area	759 sqft
Basement Area	350 sqft
Finished Basement	350 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	2,204 sqft (0.051 acres)
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00838174
Street Address	8 RAMSDELL TER
City	GAITHERSBURG
State	MD
Zip	20878-1039
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RPT
Legal Description	ECHO DALE
Legal Subdivision	ECHO DALE
Legal Block	1
Legal Lot Number	3
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1003
Census Tract	700706

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	13502 STONEBRIDGE TER, GERMANTOWN, MD 20874-3469
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Intrafamily Transfer, Transfer
Apr 24, 2023	Deed, Transfer · Conventional Mortgage GREENWAY FUNDING GROUP INC
Jan 30, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2023 · Amount on Record
Deed Sale	Apr 24, 2023 · Amount on Record
Prior Sale	Nov 4, 2010 · Amount on Record
Deed Book / Page	66928 / 29
Last Transfer Date	Feb 12, 2024
Transfer Doc	0678260134
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 15, 2024
Property Address	8 RAMSDELL TER, GAITHERSBURG, MD 20878-1039
Document Number	0678260134
Book / Page	67826 / 134
Map Reference	MB 89 PL 9605
Instrument Date	Feb 12, 2024
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13502 STONEBRIDGE TER, GERMANTOWN, MD 20874-3469

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	13502 STONEBRIDGE TER, GERMANTOWN, MD 20874-3469

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 24, 2023
Property Address	8 RAMSDELL TER, GAITHERSBURG, MD 20878-1039
Document Number	0669280029
Book / Page	66928 / 29
Map Reference	MB 89 PL 9605
Instrument Date	Apr 12, 2023
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	CORE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13502 STONEBRIDGE TER, GERMANTOWN, MD 20874-3469

Mortgage

Document Number	0006692834
Date	Apr 24, 2023
Instrument	66928/34

Lender

Name	GREENWAY FUNDING GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2038

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 30, 2018
Property Address	8 RAMSDELL TER, GAITHERSBURG, MD 20878-1039
Document Number	0555630459
Book / Page	055563 / 000459
Instrument Date	Dec 8, 2017
Transaction Type	Transfer
Record Updated	Feb 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8 RAMSDELL TER GAITHERSBURG MD 208781039, GAITHERSBURG, MD 20878-1039

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$397,400 (+10.1%) Land $150,000 Building $247,400	$397,400 (-) Land $150,000 Building $247,400
2025	$5,022.00 (+11.82%)	$360,933 (+25.32%)	$397,400 (+37.99%) Land $150,000 Building $247,400
2024	$4,491.00 (+43.25%)
2023		$288,000 Land $120,000 Building $168,000	$288,000 Land $120,000 Building $168,000
2022	$3,135.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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