4 Ramsdell Ter, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 4 Ramsdell Ter, Gaithersburg, MD 20878

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,818 sqft · built 1972
Lot Size	0.051 acres (2,199 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Feb 2019)
Tax Bill	$5,351 (2025)
Deeds & Mortgages	Feb 2019 Sale & Second Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00838196`

Property Details

APN / Parcel Number

Primary APN	`09-00838196`
Alternative APN	`00838196`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,818 sqft Living Area
1st Floor Area	759 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	2,199 sqft (0.051 acres)
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00838196
Street Address	4 RAMSDELL TER
City	GAITHERSBURG
State	MD
Zip	20878-1039
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RPT
Legal Description	ECHO DALE
Legal Subdivision	ECHO DALE
Legal Block	1
Legal Lot Number	5
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1003
Census Tract	700706

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 RAMSDELL TER, GAITHERSBURG, MD 20878-1039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2019	Deed, Transfer · Stand-Alone Second Mortgage THE CITY OF GAITHERSBURG
Jan 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITY/GAITHERSBURG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2019 · Amount on Record
Deed Sale	Feb 28, 2019 · Amount on Record
Prior Sale	Jun 10, 2015 · Amount on Record
Deed Book / Page	57254 / 492
Record Updated	Sep 20, 2026

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 28, 2019
Property Address	4 RAMSDELL TER, GAITHERSBURG, MD 20878-1039
Document Number	0572540492
Book / Page	57254 / 492
Map Reference	MB 89 PL 9605
Instrument Date	Jan 18, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4 RAMSDELL TER, GAITHERSBURG, MD 20878-1039

Mortgage

Document Number	0057254520
Date	Feb 28, 2019
Instrument	57254/520

Lender

Name	THE CITY OF GAITHERSBURG
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	4 RAMSDELL TER, GAITHERSBURG, MD 20878-1039
Document Number	0572540520
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2019
Title Company	PINNACLE SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RAMSDELL TER GAITHERSBURG MD 208781039, GAITHERSBURG, MD 20878-1039

Mortgage

Document Number	0572540520
Date	Feb 28, 2019
Book Page	057254/000520

Lender

Name	CITY/GAITHERSBURG
Address	31 S SUMMIT AVE, GAITHERSBURG, MD 20877-2038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,100 (+7.38%) Land $150,000 Building $262,100	$412,100 (-) Land $150,000 Building $262,100
2025	$5,351.00 (+45.57%)	$383,767 (+17.32%)	$412,100 (+25.99%) Land $150,000 Building $262,100
2023		$327,100 (+1.36%) Land $120,000 Building $207,100	$327,100 (-) Land $120,000 Building $207,100
2022	$3,676.00	$322,700	$327,100 Land $120,000 Building $207,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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