8 Ramsdell Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 8 Ramsdell Rd, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,992 sqft · built 1985
Lot Size	3.2 acres (139,392 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Aug 2025)
Tax Bill	$4,401 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Aug 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GRAY M:042 B:019 L:006-000`

Property Details

APN / Parcel Number

Primary APN	`GRAY M:042 B:019 L:006-000`
Alternative APNs	`019006000000` `932`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,992 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	139,392 sqft (3.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	932
Street Address	8 RAMSDELL RD
City	GRAY
State	ME
Zip	04039-7757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	19
Legal Lot Number	6-0
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	3
Census Block	3020
Census Tract	4702

Owner

Source: Cumberland County and Gray Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 FERN AVE, OLD ORCHARD BEACH, ME 04064-2518
Owner Type	Individual
Vesting	Also Known As (AKA)

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage SWIFT HOME LOANS INC
Aug 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Aug 4, 2025	Warranty Deed, Transfer · USDA Mortgage USDA
Sep 11, 2018	Deed of Trust, Mortgage PHH US MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2025 · Amount on Record
Deed Sale	Aug 4, 2025 · Amount on Record
Deed Book / Page	41628 / 108
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	8 RAMSDELL RD, GRAY, ME 04039-7757
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0414010309
Date	Apr 24, 2025
Book Page	41401/309
Instrument	13915

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	8 RAMSDELL RD, GRAY, ME 04039-7757
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0385540138
Date	Aug 17, 2021
Book Page	38554/138
Instrument	59380

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAY ME
Recording Date	Aug 4, 2025
Property Address	8 RAMSDELL RD, GRAY, ME 04039-7757
Document Number	0416280108
Book / Page	41628 / 108
Instrument Date	Aug 4, 2025
Instrument	29591
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 FERN AVE, OLD ORCHARD BEACH, ME 04064-2518

Mortgage

Document Number	0000029592
Date	Aug 4, 2025
Instrument	29592

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	397 Months
Due	Sep 1, 2058

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	8 RAMSDELL RD, GRAY, ME 04039-7757
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0351330255
Date	Sep 11, 2018
Book Page	35133/0255
Instrument	000000046323

Lender

Name	PHH US MORTGAGE CORP

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 11, 2038

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,401.00 (-0.2%)	$454,600 (-) Land $133,200 Building $321,400
2024	$4,410.00 (+29.25%)	$454,600 (+102.22%) Land $133,200 Building $321,400
2023	$3,412.00 (+8.8%)	$224,800 (-) Land $74,100 Building $150,700
2022	$3,136.00	$224,800 Land $74,100 Building $150,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
GoNetspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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