Cumberland County and Gray Town property record for 3 Ramsdell Rd, Gray, ME 04039
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,656 sqft · built 2009 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,921 (2025) |
| Deeds & Mortgages | Jan 2022 Refinance Jul 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GRAY M:042 B:018 L:001-000 |
| Primary APN | GRAY M:042 B:018 L:001-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,656 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Rustic |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 41,382 sqft (0.95 acres) |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|
| Account Number | 855 |
|---|---|
| Street Address | 3 RAMSDELL RD |
| City | GRAY |
| State | ME |
| Zip | 04039-9781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 18 |
| Legal Lot Number | 1-0 |
| Jurisdiction | GRAY ME |
| Township / Civil Division | GRAY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 4701 |
Source: Cumberland County and Gray Town assessment roll, APN GRAY M:042 B:018 L:001-000, as of July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 RAMSDELL RD, GRAY, ME 04039-9781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Jul 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Jun 29, 2021 | Personal Representative Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 3 RAMSDELL RD, GRAY, ME 04039-9781 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0391080097 |
|---|---|
| Date | Jan 21, 2022 |
| Book Page | 39108/97 |
| Instrument | 4177 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 157 Months |
| Due | Feb 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 3 RAMSDELL RD, GRAY, ME 04039-9781 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0369120001 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 36912/1 |
| Instrument | 38499 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2035 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | GRAY ME |
| Recording Date | Jun 29, 2021 |
| Property Address | 3 RAMSDELL RD, GRAY, ME 04039-9781 |
| Document Number | 0383720085 |
| Book / Page | 38372 / 85 |
| Instrument Date | Jun 24, 2021 |
| Instrument | 46507 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 RAMSDELL RD, GRAY, ME 04039-9781 |
Source: Cumberland County and Gray Town assessment roll as of July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gray Town |
| Unified School District | School Administrative District 15 (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,921.00 (+1.23%) | $508,400 (+58.78%) Land $117,000 Building $391,400 |
| 2023 | $4,861.00 (+8.82%) | $320,200 (-) Land $59,300 Building $260,900 |
| 2022 | $4,467.00 | $320,200 Land $59,300 Building $260,900 |
Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), as of June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050047012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2002) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2002 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 50 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| GoNetspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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