8 Prospect St, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 8 Prospect St, Ridgefield, CT 06877

Property Summary

Property Type	Commercial Condominium
Details	5 bd · 4.5 ba · 1,632 sqft · built 1973
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on File
Last Sale	$599,000 (Apr 2025)
Tax Bill	$13,216 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E150508`

Property Details

APN / Parcel Number

Primary APN	`E150508`
Alternative APN	`RIDG M:E15 B:0508`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,632 sqft Total Area
Basement Area	1,632 sqft
Unfinished Basement	464 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2012
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	E150508
Street Address	8 PROSPECT ST
City	RIDGEFIELD
State	CT
Zip	06877-4510
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Condominium
Local Zoning Code	B-1
Legal Block	508
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	1
Census Block	1025
Census Tract	245300

Owner

8 Prospect St, a commercial property, is owned by a company that bought it in April 2025.

Source: Ridgefield Town records, as of September 30, 2026

Owner of Record	Company Name on File
Mailing Address	8 PROSPECT ST, RIDGEFIELD, CT 06877-4510
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust FAIRFIELD COUNTY BANK
Apr 16, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage AP RIDGEFIELD LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2025 · Amount on File
Deed Sale	Apr 16, 2025 · Amount on File
Deed Book / Page	1177 / 23
Record Updated	Oct 29, 2026

September 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Recording Date	Sep 10, 2026
Property Address	8 PROSPECT ST, RIDGEFIELD, CT 06877-4510
Document Number	1196000222
Book / Page	1196 / 222
Instrument Date	Sep 8, 2026
Record Updated	Sep 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1196000222,
Date	Sep 10, 2026
Book Page	1196/222

Lender

Name	FAIRFIELD COUNTY BANK

Agreement

Amount	Amount on Record

Interest

Max Rate	-1%

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Apr 16, 2025
Property Address	8 PROSPECT ST, RIDGEFIELD, CT 06877-4510
Document Number	0001177-23
Book / Page	1177 / 23
Instrument Date	Apr 15, 2025
Transaction Type	Transfer
Record Updated	May 1, 2025
Title Company	NONE AVILABALE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 PROSPECT ST, RIDGEFIELD, CT 06877-4510

Mortgage

Document Number	0000117725
Date	Apr 16, 2025
Instrument	1177/25

Lender

Name	AP RIDGEFIELD LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 8 Prospect St was $13,216.

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,216.00	$482,510 Building $482,510	$337,757 Building $337,757
2024	$13,216.00 (+6.12%)
2023	$12,454.00 (-15.23%)	$482,510 (-6.63%) Building $482,510
2022	$14,692.00	$516,770 Building $516,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-RIDGEFIELD private · serves 7,476 people · EPA ID CT1180011
Water Source	Purchased surface water from AQUARION-EASTERN FAIRFIELD COUNTY
Last State Inspection	Jul 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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