4 Prospect St, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 4 Prospect St, Ridgefield, CT 06877

Property Summary

Property Type	Commercial Condominium
Details	1,387 sqft · built 1973
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$630,000 (Mar 2023)
Tax Bill	$10,137 (2025)
Deeds & Mortgages	May 2023 Refinance Mar 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`E150506`

Property Details

APN / Parcel Number

Primary APN	`E150506`
Alternative APN	`RIDG M:E15 B:0506`

Interior

Stories	1 Story
Building Area	1,387 sqft Total Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2009
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	E150506
Street Address	4 PROSPECT ST
City	RIDGEFIELD
State	CT
Zip	06877-4510
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Condominium
Local Zoning Code	B-1
Legal Subdivision	YANKEE RIDGE
Legal Block	506
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	1
Census Block	1026
Census Tract	245300

Owner

Source: Ridgefield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4 PROSPECT ST, RIDGEFIELD, CT 06877-4510
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance PUTNAM COUNTY NATIONAL BANK OF CARMEL
Mar 21, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2023 · Amount on Record
Deed Sale	Mar 21, 2023 · Amount on Record
Prior Sale	Sep 28, 2016 · Amount on Record
Deed Book / Page	1154 / 552
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	4 PROSPECT ST, RIDGEFIELD, CT 06877-4510
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001156-94
Date	May 15, 2023
Book Page	1156/94

Lender

Name	PUTNAM COUNTY NATIONAL BANK OF CARMEL

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Mar 21, 2023
Property Address	4 PROSPECT ST, RIDGEFIELD, CT 06877-4510
Document Number	001154-552
Book / Page	1154 / 552
Instrument Date	Feb 23, 2023
Transaction Type	Transfer
Record Updated	Apr 6, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 PROSPECT ST, RIDGEFIELD, CT 06877-4510

Tax Assessment & Valuation

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,137.00	$370,090 (-) Building $370,090	$259,063 Building $259,063
2024	$10,137.00 (+6.12%)
2023	$9,552.00 (-1.83%)	$370,090 (+8.14%) Building $370,090
2022	$9,730.00	$342,240 Building $342,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-RIDGEFIELD private · serves 7,476 people · EPA ID CT1180011
Water Source	Purchased surface water from AQUARION-EASTERN FAIRFIELD COUNTY
Last State Inspection	Jul 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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