8 Prospect St, North Berwick, ME 03906 Property Records

York County and North Berwick Town property record for 8 Prospect St, North Berwick, ME 03906

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,000 sqft · built 1890
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$371,300 (Sep 2021)
Tax Bill	$4,064 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NBER M:022 L:051`

Property Details

APN / Parcel Number

Primary APN	`NBER M:022 L:051`
Alternative APN	`986`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,000 sqft Living Area
Gross Area	2,268 sqft
1st Floor Area	1,132 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	986
Street Address	8 PROSPECT ST
City	NORTH BERWICK
State	ME
Zip	03906-6767
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	VILLAG
Legal Lot Number	51
Jurisdiction	NORTH BERWICK ME
Township / Civil Division	NORTH BERWICK
Census Block Group	2
Census Block	2002
Census Tract	33000

Owner

Source: York County and North Berwick Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 TURNER DR, CAPE NEDDICK, ME 03902-7520
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2017	Deed of Trust, Mortgage YORK COUNTY FCU
Sep 13, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BIDDEFORD SAVINGS BANK
Sep 21, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLESCHOICE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Prior Sale	Jan 13, 2012 · Amount on Record
Deed Document Number	202153273
Deed Book / Page	18798 / 910
Transfer Doc	16242-0892
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH BERWICK ME
Property Address	8 PROSPECT ST, NORTH BERWICK, ME 03906-6767
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0175530366
Date	Sep 5, 2017
Book Page	17553/0366
Instrument	2017037754

Lender

Name	YORK COUNTY FCU

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2047

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH BERWICK ME
Recording Date	Sep 13, 2021
Property Address	8 PROSPECT ST, NORTH BERWICK, ME 03906-6767
Document Number	0187980910
Book / Page	18798 / 910
Instrument Date	Sep 9, 2021
Instrument	2021053273
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	6 JACKS LN, YORK, ME 03909-6217

Mortgage

Document Number	2021053274
Date	Sep 13, 2021
Instrument	2021053274

Lender

Name	BIDDEFORD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH BERWICK ME
Property Address	8 PROSPECT ST, NORTH BERWICK, ME 03906-6767
Document Number	0178080556
Instrument Date	Sep 21, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 PROSPECT ST NORTH BERWICK ME 039066767, NORTH BERWICK, ME 03906-6767

Mortgage

Document Number	0178080556
Date	Sep 26, 2018
Book Page	017808/000556
Instrument	40492

Lender

Name	PEOPLESCHOICE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: York County and North Berwick Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	North Berwick Town
Unified School District	School Administrative District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,064.00 (+0.22%)	$434,700 (+7.2%) Land $94,500 Building $340,200
2024	$4,055.00 (+11.74%)	$405,500 (+20.11%) Land $94,800 Building $310,700
2023	$3,629.00 (+31.92%)	$337,600 (+36.85%) Land $80,200 Building $257,400
2022	$2,751.00	$246,700 Land $69,500 Building $177,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BERWICK WATER DISTRICT serves 2,125 people · EPA ID ME0091120
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Xfinity.

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