20 Prospect St, North Berwick, ME 03906 Property Records

York County and North Berwick Town property record for 20 Prospect St, North Berwick, ME 03906

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1909
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$249,400 (Sep 2020)
Tax Bill	$2,673 (2025)
Deeds & Mortgages	Oct 2025 Transfer Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NBER M:022 L:047`

Property Details

APN / Parcel Number

Primary APN	`NBER M:022 L:047`
Alternative APN	`987`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,144 sqft Living Area

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	987
Street Address	20 PROSPECT ST
City	NORTH BERWICK
State	ME
Zip	03906-6767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAG
Legal Lot Number	47
Jurisdiction	NORTH BERWICK ME
Township / Civil Division	NORTH BERWICK
Census Block Group	2
Census Block	2002
Census Tract	33000

Owner

20 Prospect St is owned and occupied by two individuals who acquired it in October 2025.

Source: York County and North Berwick Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 PROSPECT ST, NORTH BERWICK, ME 03906-6767
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Quit Claim Deed, Transfer Quitclaim
Sep 23, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2020 · Amount on File
Deed Sale	Sep 23, 2020 · Amount on File
Prior Sale	Dec 14, 2006 · Amount on File
Deed Document Number	202047180
Deed Book / Page	18387 / 874
Last Transfer Date	Oct 20, 2025
Transfer Doc	0197670571
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH BERWICK ME
Recording Date	Oct 21, 2025
Property Address	20 PROSPECT ST, NORTH BERWICK, ME 03906-6767
Document Number	0197670571
Book / Page	19767 / 571
Instrument Date	Oct 20, 2025
Instrument	2025038113
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19 PARTRIDGE LN, BERWICK, ME 03901-2909

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH BERWICK ME
Recording Date	Sep 23, 2020
Property Address	20 PROSPECT ST, NORTH BERWICK, ME 03906-6767
Document Number	0183870874
Book / Page	18387 / 874
Instrument Date	Aug 31, 2020
Instrument	2020047180
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	895 LEBANON RD, NORTH BERWICK, ME 03906-5510

Mortgage

Document Number	2020047181
Date	Sep 23, 2020
Instrument	2020047181

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 20 Prospect St was $2,673, down 5.6% from the year before.

Source: York County and North Berwick Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	North Berwick Town
Unified School District	School Administrative District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,673.00 (-5.61%)	$285,900 (+0.95%) Land $95,400 Building $190,500
2024	$2,832.00 (+12.16%)	$283,200 (+20.56%) Land $95,700 Building $187,500
2023	$2,525.00 (+16.79%)	$234,900 (+21.14%) Land $81,000 Building $153,900	$310,650
2022	$2,162.00	$193,900 Land $70,100 Building $123,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BERWICK WATER DISTRICT serves 2,125 people · EPA ID ME0091120
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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