Orange County and Monroe Town property record for 8 Prospect St, Monroe, NY 10950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,640 sqft · built 1988 |
| Lot Size | 0.256 acres (11,159 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $283,000 (Aug 2009) |
| Tax Bill | $12,307 (2024) |
| Deeds & Mortgages | Mar 2024 Mortgage Nov 2023 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 334089 11-2-2 |
| Primary APN | 334089 11-2-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,640 sqft Living Area |
| Gross Area | 2,072 sqft |
| 1st Floor Area | 936 sqft |
| 2nd Floor Area | 704 sqft |
| Upper Floors Area | 650 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 11,159 sqft (0.256 acres) |
| Lot Dimensions | 111 ft deep x 100 ft wide |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Covered Porch |
| Porch Area | 32 sqft |
| Patio Area | 320 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Account Number | 11-2-2 |
|---|---|
| Street Address | 8 PROSPECT ST |
| City | MONROE |
| State | NY |
| Zip | 10950-1043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR-15 |
| Legal Description | LTS 9-13 LRHS BLK C MAP 2 |
| Legal Block | 2 |
| Legal Lot Number | 2.000 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 14201 |
Source: Orange County and Monroe Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8 PROSPECT ST, MONROE, NY 10950-1043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2024 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Nov 16, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Sep 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2009 · Amount on Record |
| Deed Sale | Aug 6, 2009 · Amount on Record |
| Prior Sale | Sep 23, 2003 · Amount on Record |
| Deed Book / Page | 12876 / 832 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 8 PROSPECT ST, MONROE, NY 10950-1043 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000019072 |
|---|---|
| Date | Mar 27, 2024 |
| Book Page | 15548/863 |
| Instrument | 20240019072 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 8 PROSPECT ST, MONROE, NY 10950-1043 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000068118 |
|---|---|
| Date | Nov 16, 2023 |
| Book Page | 15493/207 |
| Instrument | 20230068118 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 8 PROSPECT ST, MONROE, NY 10950-1043 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000062298 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 15051/141 |
| Instrument | 20210062298 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Oct 1, 2050 |
Source: Orange County and Monroe Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Monroe Town |
| Unified School District | Monroe-Woodbury Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $57,300 (-) Land $9,400 Building $47,900 | $530,100 (+13.41%) | |
| 2024 | $12,307.00 | ||
| 2023 | $57,300 Land $9,400 Building $47,900 | $467,400 Land $76,676 Building $390,724 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 10 (1978–2025) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTON LAKE ESTATES W.D. serves 768 people · EPA ID NY3503525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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