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16 Prospect St, Monroe, NY 10950 Property Records

Orange County and Monroe Town property record for 16 Prospect St, Monroe, NY 10950

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,176 sqft · built 2006
Lot Size0.227 acres (9,899 sqft)
Owner2 Trust Names on File
Last Sale$428,800 (Apr 2007)
Tax Bill$13,553 (2024)
Deeds & MortgagesJun 2022 Refinance
Jun 2022 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN334089 11-2-1.1

Property Details

APN / Parcel Number

Primary APN334089 11-2-1.1
Alternative APNs
  • 408901100000020011000000
  • 11-2-1.1

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,176 sqft Living Area
Gross Area2,736 sqft
1st Floor Area1,040 sqft
2nd Floor Area1,136 sqft
Upper Floors Area348 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area9,899 sqft (0.227 acres)
Lot Dimensions220 ft deep x 346 ft wide
View / LotSuburban
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area80 sqft
Patio Area12 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal

Location & Zoning

Account Number11-2-1.1
Street Address16 PROSPECT ST
CityMONROE
StateNY
Zip10950-1043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR-15
Legal DescriptionLAKE REGION HOME SITES MAP 2 BLK C LTS 1-4
Legal SubdivisionLAKE REGION HOME SITES
Legal Block2
Legal Lot Number1.100
JurisdictionORANGE NY
Township / Civil DivisionMONROE
Census Block Group3
Census Block3016
Census Tract14201

Owner

16 Prospect St is owner-occupied and held in a trust since November 2020.

Source: Orange County and Monroe Town records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address16 PROSPECT ST, MONROE, NY 10950-1043
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2022Quit Claim Deed, Transfer · Stand-Alone Refinance
QUICKEN LOANS INC
Jun 16, 2022Quit Claim Deed, Transfer
Quitclaim
Mar 16, 2020Quit Claim Deed, Transfer
QUICKEN LNS
Mar 24, 2020Quit Claim Deed, Transfer
AMROCK INC
Jan 24, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 24, 2017Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2007 · Amount on File
Deed SaleApr 27, 2007 · Amount on File
Deed Book / Page12427 / 898
Last Transfer DateNov 16, 2020
Transfer Doc0000045001
Record UpdatedSep 20, 2026

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE NY
Recording DateJun 16, 2022
Property Address16 PROSPECT ST, MONROE, NY 10950-1043
Document Number0000045001
Book / Page15254 / 1934
Instrument DateNov 16, 2020
Instrument20220045001
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 PROSPECT ST, MONROE, NY 10950-1043

Mortgage

Document Number0000045002
DateJun 16, 2022
Book Page15254/1939
Instrument20220045002
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term337 Months
DueJul 1, 2050

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE NY
Recording DateJun 16, 2022
Property Address16 PROSPECT ST, MONROE, NY 10950-1043
Document Number0000045003
Book / Page15254 / 1962
Instrument DateNov 16, 2020
Instrument20220045003
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address16 PROSPECT ST, MONROE, NY 10950-1043

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE NY
Recording DateMar 16, 2020
Property Address16 PROSPECT ST, MONROE, NY 10950-1043
Document Number0000017315
Book / Page014719 / 000398
Instrument DateFeb 15, 2020
Instrument17315
Transaction TypeTransfer
Record UpdatedApr 14, 2020
Title CompanyAMROCK INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address16 PROSPECT ST MONROE NY 109501043, MONROE, NY 10950-1043

Mortgage

Document Number17316
DateMar 16, 2020
Book Page014719/000403
Instrument17316
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term180 Months
DueMar 15, 2035

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE NY
Recording DateMar 24, 2020
Property Address16 PROSPECT ST, MONROE, NY 10950-1043
Document Number0000018850
Book / Page014721 / 001992
Instrument DateFeb 15, 2020
Instrument18850
Transaction TypeTransfer
Record UpdatedApr 20, 2020
Title CompanyAMROCK INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address16 PROSPECT ST MONROE NY 109501043, MONROE, NY 10950-1043

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE NY
Recording DateJan 24, 2018
Property Address16 PROSPECT ST, MONROE, NY 10950-1043
Document Number0000006256
Book / Page014352 / 001916
Instrument DateDec 20, 2017
Instrument6256
Transaction TypeTransfer
Record UpdatedJan 30, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address16 PROSPECT ST MONROE NY 109501043, MONROE, NY 10950-1043

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address16 PROSPECT ST, MONROE, NY 10950-1043
Document Number0000019172
Book / Page014200 / 001570
Instrument DateFeb 24, 2017
Transaction TypeMortgage
Record UpdatedMar 21, 2017
Title CompanyTITLE SOURCES INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address16 PROSPECT ST MONROE NY 109501043, MONROE, NY 10950-1043

Mortgage

Document Number0000019172
DateMar 17, 2017
Book Page014200/001570
Instrument19172
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term240 Months
DueMar 16, 2037

Tax Assessment & Valuation

Source: Orange County and Monroe Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionMonroe Town
Unified School DistrictMonroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$63,900 Land $16,300 Building $47,600$591,100
2024$13,553.00
2023$63,900 Land $16,300 Building $47,600$521,200 Land $132,951 Building $388,249

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16 Prospect St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims10 (1978–2025)
Claims Outside the SFHA2 of 10
Most Recent ClaimMay 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALTON LAKE ESTATES W.D.
serves 768 people · EPA ID NY3503525
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Optimum
Cable · Fiber in parts of the area		940 / 35
Verizon
Fixed Wireless		300 / 20

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