8 Prospect Ave, Indian Head, MD 20640 Property Records

Charles County property record for 8 Prospect Ave, Indian Head, MD 20640

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,617 sqft · built 1953
Lot Size	0.387 acres (16,875 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Feb 2021)
Tax Bill	$9,905 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-005806`

Property Details

APN / Parcel Number

Primary APN	`07-005806`
Alternative APNs	`7005806` `005806`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,617 sqft Living Area
1st Floor Area	1,617 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	16,875 sqft (0.387 acres)
Garage Type	Carport
Garage Area	1,037 sqft
Carport	Carport
Carport Area	1,037 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	005806
Street Address	8 PROSPECT AVE
City	INDIAN HEAD
State	MD
Zip	20640-1920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 4 BLK D E L DAVIS SUB IND HD
Legal Subdivision	E L DAVIS SUB
Legal Block	D
Legal Lot Number	4
Jurisdiction	CHARLES MD
Township / Civil Division	7, POMONKEY
Census Block Group	1
Census Block	1017
Census Tract	850202

Owner

8 Prospect Ave is owned and occupied by two individuals who bought it in February 2021.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 PROSPECT AVE, INDIAN HEAD, MD 20640-1920
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2021 · Amount on File
Deed Sale	Feb 8, 2021 · Amount on File
Deed Book / Page	11598 / 157
Prior Transfer Date	Apr 25, 2012
Prior Transfer Doc	0078440290
Record Updated	Oct 29, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Feb 8, 2021
Property Address	8 PROSPECT AVE, INDIAN HEAD, MD 20640-1920
Document Number	0115980157
Book / Page	11598 / 157
Map Reference	LB 120 FO 530
Instrument Date	Nov 2, 2020
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	JACQUIES TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8 PROSPECT AVE, INDIAN HEAD, MD 20640-1920

Mortgage

Document Number	11598166
Date	Feb 8, 2021
Instrument	11598/166

Lender

Name	MORTGAGE ONE SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8 Prospect Ave was $9,905.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Municipality	Indian Head Town
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,067 (+3.53%)	$331,200 (+10.58%) Land $70,400 Building $260,800
2025	$9,905.00	$299,500 Land $70,400 Building $229,100	$299,500 Land $70,400 Building $229,100
2023	$3,694.00	$231,100	$299,500 Land $70,400 Building $229,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2011–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF INDIAN HEAD serves 4,100 people · EPA ID MD0080020
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20