3 Prospect Ave, Indian Head, MD 20640 Property Records

Charles County property record for 3 Prospect Ave, Indian Head, MD 20640

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,260 sqft · built 1958
Lot Size0.258 acres (11,250 sqft)
OwnerCompany Name on Record
Last Sale$112,399 (Oct 2013)
Tax Bill$3,666 (2025)
Deeds & MortgagesJun 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-002947

Property Details

APN / Parcel Number

Primary APN07-002947
Alternative APNs
  • 7002947
  • 002947

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,260 sqft Living Area
Gross Area1,338 sqft
1st Floor Area1,260 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area11,250 sqft (0.258 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces3 Parking Spaces
PorchEnclosed Porch
Porch Area78 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerMunicipal

Location & Zoning

Account Number002947
Street Address3 PROSPECT AVE
CityINDIAN HEAD
StateMD
Zip20640-1902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 2 BLK C E L DAVIS SUB IND HD
Legal SubdivisionE L DAVIS SUB
Legal BlockC
Legal Lot Number2
JurisdictionCHARLES MD
Township / Civil Division7, POMONKEY
Census Block Group1
Census Block1017
Census Tract850202

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3A N FIRST ST, INDIAN HEAD, MD 20640-1801
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2013 · Amount on Record
Deed SaleOct 7, 2013 · Amount on Record
Prior SaleJun 25, 2013 · Amount on Record
Deed Book / Page8373 / 51
Prior Transfer DateJun 13, 2013
Prior Transfer Doc0082640005
Record UpdatedOct 29, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address3 PROSPECT AVE, INDIAN HEAD, MD 20640-1902
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyMARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0106830200
DateJun 24, 2019
Book Page10683/200
Lender
NameCOMMUNITY BANK OF THE CHESAPEAKE
TypeBank
AddressWALDORF, MD 20601
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
MunicipalityIndian Head Town
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$229,033 (+20.08%)$241,900 (+8.67%) Land $70,100 Building $171,800
2025$3,666.00 (+20.75%)
2023$3,036.00 (+14.74%)$190,733 (+9.11%)$222,600 (+27.35%) Land $70,100 Building $152,500
2022$2,646.00$174,800 Land $64,100 Building $110,700$174,800 Land $64,100 Building $110,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2011–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF INDIAN HEAD
serves 4,100 people · EPA ID MD0080020
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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