Essex County and Jay Town property record for 8 Pine Ridge Ln, Upper Jay, NY 12987
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 660 sqft · built 1975 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $152,000 (Jul 2017) |
| Tax Bill | $5,894 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Jul 2017 Sale |
| APN | 615J175086 |
| Primary APN | 615J175086 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 660 sqft Living Area |
| 1st Floor Area | 528 sqft |
| Upper Floors Area | 132 sqft |
| Basement Area | 528 sqft |
| Finished Basement | 528 sqft |
| Unfinished Basement | 528 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Lot Area | 39,204 sqft (0.9 acres) |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 646 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 615J175086 |
|---|---|
| Street Address | 8 PINE RIDGE LN |
| City | UPPER JAY |
| State | NY |
| Zip | 12987-3501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | MALLORY GRANT LOT 11 VERNON MILLER PT LOT 1 |
| Legal Block | 5 |
| Legal Lot Number | 14.000 |
| Jurisdiction | ESSEX NY |
| Township / Civil Division | JAY |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 960200 |
Source: Essex County and Jay Town records · APN 615J175086
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 HIGH POINT LN, RINGWOOD, NJ 07456-2923 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2017 | Deed of Trust, Mortgage BANK OF AMERICA NA |
| Jul 10, 2017 | Deed, Transfer NOT AVAILABLE, WILLIAM M FINUCANE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2017 · Amount on Record |
| Deed Sale | Jul 10, 2017 · Amount on Record |
| Prior Sale | Feb 26, 2004 · Amount on Record |
| Deed Book / Page | 1879 / 104 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NY |
| Property Address | 8 PINE RIDGE LN, UPPER JAY, NY 12987-3501 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017-2838 |
|---|---|
| Date | Jul 10, 2017 |
| Book Page | 0000002460/0000000015 |
| Instrument | 2017-2838 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 354 Months |
| Due | Jan 01, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NY |
| Recording Date | Jul 10, 2017 |
| Property Address | 8 PINE RIDGE LN, UPPER JAY, NY 12987-3501 |
| Document Number | 0000001879/0000000104 |
| Book / Page | 0000001879 / 0000000104 |
| Instrument Date | Jun 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2022 |
| Title Company | NOT AVAILABLE, WILLIAM M FINUCANE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 HIGH POINT LN, RINGWOOD, NJ 07456-2923 |
Source: Essex County and Jay Town records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Essex County |
| County Subdivision | Jay Town |
| Unified School District | AuSable Valley Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,894.00 (+120.34%) | $264,600 (+12.88%) Land $125,600 Building $139,000 | $264,600 (+12.88%) Land $125,600 Building $139,000 |
| 2023 | $234,400 (+30.66%) Land $106,000 Building $128,400 | $234,400 (+30.66%) Land $106,000 Building $128,400 | |
| 2022 | $2,675.00 (-40.49%) | $179,400 Land $61,900 Building $117,500 | $179,400 Land $61,900 Building $117,500 |
| 2020 | $4,495.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360319602002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 97 (1979–2022) |
| Claims Outside the SFHA | 51 of 97 |
| Most Recent Claim | Feb 2022 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 19 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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