29 Pine Ridge Ln, Upper Jay, NY 12987 Property Records

Essex County and Jay Town property record for 29 Pine Ridge Ln, Upper Jay, NY 12987

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,254 sqft · built 1988
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on Record
Last Sale	$192,500 (Jul 2019)
Tax Bill	$6,441 (2026)
Deeds & Mortgages	Apr 2018 Mortgage Jul 2019 Sale & Mortgage + 1 more
APN	`615J175004`

Property Details

APN / Parcel Number

Primary APN	`615J175004`
Alternative APNs	`280003500200050180000000` `152800 35.2-5-18.000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,254 sqft Living Area
Gross Area	1,240 sqft
1st Floor Area	1,254 sqft
Basement Area	396 sqft
Finished Basement	396 sqft
Game Room	Game Room

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	39,204 sqft (0.9 acres)
Garage Type	Basement
Porch	Slab
Porch Area	327 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	615J175004
Street Address	29 PINE RIDGE LN
City	UPPER JAY
State	NY
Zip	12987-3500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	MALLORY GRANT LOT 11 1.00
Legal Block	5
Legal Lot Number	18.000
Jurisdiction	ESSEX NY
Township / Civil Division	JAY
Census Block Group	2
Census Block	2054
Census Tract	960200

Owner

Source: Essex County and Jay Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 BLUE RIBBON DR, NORTH WALES, PA 19454-4274
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2018	Deed of Trust, Mortgage LIVE OAK BANKING CO
Jul 10, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA
Feb 10, 2017	Quit Claim Deed, Transfer NOT AVAILABLE, ROBERT K HILTON III

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2019 · Amount on Record
Deed Sale	Jul 10, 2019 · Amount on Record
Prior Sale	Dec 19, 2016 · Amount on Record
Deed Document Number	20192428
Deed Book / Page	1956 / 297
Prior Transfer Date	Feb 2, 2017
Prior Transfer Doc	0000001864/000000013
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	29 PINE RIDGE LN, UPPER JAY, NY 12987-3500
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002504/0000000018
Date	Apr 9, 2018
Book Page	0000002504/0000000018
Instrument	2018-1439

Lender

Name	LIVE OAK BANKING CO

Agreement

Amount	Amount Recorded

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Jul 10, 2019
Property Address	29 PINE RIDGE LN, UPPER JAY, NY 12987-3500
Document Number	001956/297
Book / Page	1956 / 297
Instrument Date	Jun 10, 2019
Instrument	2019-2428
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 BLUE RIBBON DR, NORTH WALES, PA 19454-4274

Mortgage

Document Number	0020192429
Date	Jul 10, 2019
Instrument	2019-2429

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NY
Recording Date	Feb 10, 2017
Property Address	29 PINE RIDGE LN, UPPER JAY, NY 12987-3500
Document Number	0000001864/0000000139
Book / Page	0000001864 / 0000000139
Instrument Date	Feb 2, 2017
Transaction Type	Transfer
Record Updated	Apr 15, 2022
Title Company	NOT AVAILABLE, ROBERT K HILTON III

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3615 DOYLE RD, BALDWINSVILLE, NY 13027-9526

Tax Assessment & Valuation

Source: Essex County and Jay Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Jay Town
Unified School District	AuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,441.00 (+0.69%)
2025	$6,397.00 (+88.81%)	$289,700 (+20.91%) Land $71,800 Building $217,900	$289,700 (+20.91%) Land $71,800 Building $217,900
2023		$239,600 (+5.46%) Land $60,600 Building $179,000	$239,600 (+5.46%) Land $60,600 Building $179,000
2022	$3,388.00 (-33.37%)	$227,200 Land $35,400 Building $191,800	$227,200 Land $35,400 Building $191,800
2020	$5,085.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	97 (1979–2022)
Claims Outside the SFHA	51 of 97
Most Recent Claim	Feb 2022 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 30 claims Severe Storms High Winds, Rain And Flooding, Nov 1996 · 24 claims Severe Storms And Flooding, Jan 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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