8 Phillips St, #2, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 8 Phillips St, #2, Watertown, MA 02472

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,132 sqft · built 1900
Lot Size	0.115 acres (5,024 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Jul 2021)
Tax Bill	$5,813 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`300088-20`

Property Details

APN / Parcel Number

Primary APN	`300088-20`
Alternative APNs	`WATE M:1015 B:0011B L:0004` `9488`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,132 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,024 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	9488
Street Address	8 PHILLIPS ST, 2
City	WATERTOWN
State	MA
Zip	02472-3918
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SC
Legal Block	11B
Legal Lot Number	4
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	2
Census Block	2004
Census Tract	370401

Owner

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8 PHILLIPS ST, 2, WATERTOWN, MA 02472-3918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMM LNS LLC
Feb 26, 2020	Deed of Trust, Mortgage · Conventional with PMI E MTG MGMT
Jul 15, 2019	Condominium Deed, Transfer · Conventional Mortgage E MTG MGMT
Feb 28, 2019	Condominium Deed, Transfer · Conventional with PMI BANK OF CANTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2021 · Amount on Record
Deed Sale	Jul 16, 2021 · Amount on Record
Prior Sale	Jul 15, 2019 · Amount on Record
Prior Transfer Date	Jul 15, 2021
Prior Transfer Doc	1887365
Record Updated	Oct 29, 2026

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Jul 16, 2021
Property Address	8 PHILLIPS ST # 2, 2, WATERTOWN, MA 02472-3918
Document Number	1887365
Instrument Date	Jul 15, 2021
Instrument	1887365
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 PHILLIPS ST # 2, 2, WATERTOWN, MA 02472-3918

Mortgage

Document Number	1887366
Date	Jul 16, 2021
Instrument	1887366

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	8 PHILLIPS ST # 2, 2, WATERTOWN, MA 02472-3918
Document Number	0001857746
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 PHILLIPS ST #2 WATERTOWN MA 024723918, 2, WATERTOWN, MA 02472-3918

Mortgage

Document Number	0001857746
Date	Oct 22, 2020
Instrument	1857746

Lender

Name	EMM LNS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	8 PHILLIPS ST # 2, 2, WATERTOWN, MA 02472-3918
Document Number	0001837513
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 PHILLIPS ST #2 WATERTOWN MA 024723918, 2, WATERTOWN, MA 02472-3918

Mortgage

Document Number	0001837513
Date	Mar 2, 2020
Instrument	1837513

Lender

Name	E MTG MGMT
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

July 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WATERTOWN MA
Recording Date	Jul 15, 2019
Property Address	8 PHILLIPS ST # 2, 2, WATERTOWN, MA 02472-3918
Document Number	0000017943
Instrument Date	Jul 12, 2019
Instrument	17943
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,006.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 PHILLIPS ST #2 WATERTOWN MA 024723918, 2, WATERTOWN, MA 02472-3918

Mortgage

Document Number	17944
Date	Jul 15, 2019
Instrument	17944

Lender

Name	E MTG MGMT
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

February 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WATERTOWN MA
Recording Date	Feb 28, 2019
Property Address	8 PHILLIPS ST # 2, 2, WATERTOWN, MA 02472-3918
Document Number	0000008221
Instrument Date	Feb 28, 2019
Instrument	8221
Transaction Type	Transfer
Record Updated	Mar 25, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,379.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	967 N MAIN ST RANDOLPH MA 023683056, RANDOLPH, MA 02368-3056

Mortgage

Document Number	8223
Date	Feb 28, 2019
Instrument	8223

Lender

Name	BANK OF CANTON
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,813.00 (+4.44%)	$476,500 (-) Building $476,500	$488,323 (-22.38%)
2025	$5,566.00 (+4.72%)	$476,500 (+4.89%) Building $476,500	$629,090 (+7.01%)
2024	$5,315.00 (-9.73%)	$454,300 (+4.77%) Building $454,300	$587,860
2023	$5,888.00	$433,600 Building $433,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, Starry, T-Mobile, Verizon.

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