6 Phillips St, #2, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 6 Phillips St, #2, Watertown, MA 02472

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,110 sqft · built 1900
Lot Size	0.115 acres (5,024 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Apr 2018)
Tax Bill	$6,782 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`300086-24`

Property Details

APN / Parcel Number

Primary APN	`300086-24`
Alternative APNs	`WATE M:1015 B:0011B L:0002` `9486`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,110 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,024 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	9486
Street Address	6 PHILLIPS ST, 2
City	WATERTOWN
State	MA
Zip	02472-3918
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SC
Legal Subdivision	06-8 PHILLIPS STREET CONDO
Legal Block	11B
Legal Lot Number	2
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	2
Census Block	2004
Census Tract	370401

Owner

6 Phillips St, #2 is owned and occupied by two individuals who bought it in April 2018.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6 PHILLIPS ST, 2, WATERTOWN, MA 02472-3918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Apr 26, 2018	Condominium Deed, Transfer · Conventional Mortgage LEADER BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2018 · Amount on File
Deed Sale	Apr 26, 2018 · Amount on File
Prior Sale	Jun 29, 2007 · Amount on File
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	6 PHILLIPS ST # 2, 2, WATERTOWN, MA 02472-3918
Document Number	0001853330
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 PHILLIPS ST #2 WATERTOWN MA 024723918, 2, WATERTOWN, MA 02472-3918

Mortgage

Document Number	0001853330
Date	Sep 15, 2020
Instrument	1853330

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 14, 2040

April 2018: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WATERTOWN MA
Recording Date	Apr 26, 2018
Property Address	6 PHILLIPS ST # 2, 2, WATERTOWN, MA 02472-3918
Document Number	0000086274
Instrument Date	Apr 26, 2018
Instrument	86274
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,074.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	86275
Date	Apr 26, 2018
Instrument	86275

Lender

Name	LEADER BK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 6 Phillips St, #2 was $6,782, up 4.5% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,782.00 (+4.45%)	$555,900 (-) Building $555,900	$583,061 (-12.33%)
2025	$6,493.00 (+10.97%)	$555,900 (+11.16%) Building $555,900	$665,095 (+6.46%)
2024	$5,851.00 (-9.73%)	$500,100 (+4.78%) Building $500,100	$624,720
2023	$6,482.00	$477,300 Building $477,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Phillips St, #2 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6 Phillips St, #2 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, Starry, T-Mobile, Verizon.

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