Essex County and Montclair Township property record for 2 Park Ter, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 1,797 sqft · built 1917 |
| Lot Size | 0.214 acres (9,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $579,000 (Aug 2012) |
| Tax Bill | $22,555 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02805-0000-00028 |
| Primary APN | 13-02805-0000-00028 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,797 sqft Living Area |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Construction Type | Frame |
| Lot Area | 9,300 sqft (0.214 acres) |
| Lot Dimensions | 155 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 130280500028 |
|---|---|
| Street Address | 2 PARK TER |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-2023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 60X155 IRR |
| Legal Block | 2805 |
| Legal Lot Number | 28 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 16200 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 PARK TER, MONTCLAIR, NJ 07043-2023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC |
| Mar 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GET A RATE LLC |
| Oct 15, 2025 | Deed of Trust, Mortgage · Line of Credit NEXA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2012 · Amount on Record |
| Deed Sale | Aug 23, 2012 · Amount on Record |
| Prior Sale | Jul 30, 2007 · Amount on Record |
| Deed Document Number | 201269248 |
| Deed Book / Page | 12385 / 2504 |
| Prior Transfer Date | Sep 25, 1991 |
| Prior Transfer Doc | 5192000079 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 2 PARK TER, MONTCLAIR, NJ 07043-2023 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 2 PARK TER, MONTCLAIR, NJ 07043-2023 |
| Document Number | 0000087615 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 2021087615 |
| Name | RUSHMORE LOAN MANAGEMENT SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 2 PARK TER, MONTCLAIR, NJ 07043-2023 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | RESOLUTION TITLE AGENCY LLC, EVOLUTION TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000029930 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 2022029930 |
| Name | GET A RATE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HACKENSACK, NJ 07601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 2 PARK TER, MONTCLAIR, NJ 07043-2023 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000064265 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 2025064265 |
| Name | NEXA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MESA, AZ 85212 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $641,500 (-) Land $404,100 Building $237,400 | $641,500 (-) Land $404,100 Building $237,400 | |
| 2025 | $22,555.00 (+3.32%) | $641,500 (-) Land $404,100 Building $237,400 | $641,500 (-) Land $404,100 Building $237,400 |
| 2024 | $21,830.00 (+3.5%) | ||
| 2023 | $641,500 Land $404,100 Building $237,400 | $641,500 Land $404,100 Building $237,400 | |
| 2022 | $21,092.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2007–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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