St. Johns County property record for 8 Palmetto Ave, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,578 sqft · built 1928 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Sep 2003) |
| Tax Bill | $1,572 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 157810-0000 |
| Primary APN | 157810-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,578 sqft Living Area |
| 1st Floor Area | 1,458 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 94 ft deep x 48 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8 PALMETTO AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-4606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1-58 CARVERS SUB ANASTASIA LOT 3 & NWLY TRI PT OF LOT 2 BLK 22 OR2046/1358 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 58 |
| Legal Subdivision | ANASTASIA |
| Legal Block | 22 |
| Legal Lot Number | 3,2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 20500 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8 PALMETTO AVE, SAINT AUGUSTINE, FL 32080-4606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Dec 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2003 · Amount on Record |
| Deed Sale | Sep 16, 2003 · Amount on Record |
| Prior Sale | Jan 22, 2001 · Amount on Record |
| Deed Document Number | 200367700 |
| Deed Book / Page | 2046 / 1358 |
| Prior Transfer Date | Jul 1, 2003 |
| Prior Transfer Doc | 0000049473 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 8 PALMETTO AVE, SAINT AUGUSTINE, FL 32080-4606 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 8 PALMETTO AVE, SAINT AUGUSTINE, FL 32080-4606 |
| Document Number | 0053871256 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | 5387/1256 |
| Instrument | 2021109171 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 8 PALMETTO AVE, SAINT AUGUSTINE, FL 32080-4606 |
| Document Number | 0048480553 |
| Instrument Date | Dec 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8 PALMETTO AVE ST AUGUSTINE FL 320804606, ST AUGUSTINE, FL 32080-4606 |
| Document Number | 0048480553 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 004848/000553 |
| Instrument | 93317 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 11, 2039 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,799 (+2.7%) | $354,302 (+4.11%) Land $170,880 Building $183,422 | |
| 2025 | $1,572.00 (+9.17%) Homeowner's exemption | $116,649 (+5.99%) | $340,330 (+0.49%) Land $170,880 Building $169,450 |
| 2024 | $1,440.00 (+3.52%) | ||
| 2023 | $1,391.00 (+5.06%) Homeowner's exemption | $110,060 (+3%) | $338,678 (+20.98%) Land $170,880 Building $167,798 |
| 2022 | $1,324.00 Homeowner's exemption | $106,854 | $279,957 Land $138,755 Building $141,202 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 435 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 579 units insured incl. 144 condo units |
| Nearby Flood Claims | 542 (1988–2024) |
| Claims Outside the SFHA | 9 of 542 |
| Most Recent Claim | Sep 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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