St. Johns County property record for 7 Palmetto Ave, Saint Augustine, FL 32080
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,603 sqft · built 1925 |
| Lot Size | 0.08 acres (3,484 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $307,500 (Apr 2021) |
| Tax Bill | $7,126 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 157490-0080 |
| Primary APN | 157490-0080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,603 sqft Living Area |
| Gross Area | 1,811 sqft |
| 1st Floor Area | 1,047 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 3,484 sqft (0.08 acres) |
| Lot Dimensions | 80 ft deep x 48 ft wide |
| Garage Type | Attached |
| Garage Area | 208 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 270 sqft |
| Deck Area | 126 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7 PALMETTO AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-4605 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 1-58 CARVERS SUB ANASTASIA BLK 15 S41 FT LOT 8 & N6.9FT X 75 X 3.9FT OF LOT 9 & ADJ W1/2 OF VACATED ALLEY IN OR577/668 OR5232/251 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 58 |
| Legal Subdivision | ANASTASIA |
| Legal Block | 15 |
| Legal Lot Number | 8,9 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 20500 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 PALMETTO AVE, SAINT AUGUSTINE, FL 32080-4605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Apr 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2021 · Amount on Record |
| Deed Sale | Apr 8, 2021 · Amount on Record |
| Deed Document Number | 202139106 |
| Deed Book / Page | 5232 / 251 |
| Prior Transfer Date | Apr 16, 2013 |
| Prior Transfer Doc | 0037180938 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 7 PALMETTO AVE, SAINT AUGUSTINE, FL 32080-4605 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7 PALMETTO AVE, SAINT AUGUSTINE, FL 32080-4605 |
| Document Number | 0062370501 |
|---|---|
| Date | Oct 10, 2025 |
| Book Page | 6237/501 |
| Instrument | 2025083009 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Nov 1, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 8, 2021 |
| Property Address | 7 PALMETTO AVE, SAINT AUGUSTINE, FL 32080-4605 |
| Document Number | 0052320251 |
| Book / Page | 5232 / 251 |
| Map Reference | MB 1 PG 58 |
| Instrument Date | Apr 6, 2021 |
| Instrument | 2021039106 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | PARADISE TITLE/STATE AUGUSTINE, PARADISE TTL OF ST AUGUSTINE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,152.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 PALMETTO AVE, ST AUGUSTINE, FL 32080-4605 |
| Document Number | 0005232254 |
|---|---|
| Date | Apr 8, 2021 |
| Instrument | 5232/254 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $411,415 (+2.97%) | $474,787 (+2.23%) Land $196,800 Building $277,987 | |
| 2025 | $7,126.00 (+8.48%) Homeowner's exemption | $399,559 (+3.17%) | $464,417 (+2.33%) Land $196,800 Building $267,617 |
| 2024 | $6,569.00 (+4.22%) Homeowner's exemption | $387,274 (+4.88%) | $453,857 (+5.19%) Land $196,800 Building $257,057 |
| 2023 | $6,303.00 (+6.94%) Homeowner's exemption | $369,262 (+6.2%) | $431,456 (+24.09%) Land $201,720 Building $229,736 |
| 2022 | $5,894.00 Homeowner's exemption | $347,701 | $347,701 Land $156,495 Building $191,206 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 435 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 579 units insured incl. 144 condo units |
| Nearby Flood Claims | 542 (1988–2024) |
| Claims Outside the SFHA | 9 of 542 |
| Most Recent Claim | Sep 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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