8 Palm Dr, Key West, FL 33040 Property Records

Monroe County property record for 8 Palm Dr, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,008 sqft · built 2009
Lot Size	0.064 acres (2,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Apr 2022)
Tax Bill	$4,651 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Nov 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00162620-000000`

Property Details

APN / Parcel Number

Primary APN	`00162620-000000`
Alternative APN	`1208141`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,800 sqft (0.064 acres)
Lot Dimensions	70 ft deep x 40 ft wide
Garage Type	Covered
Garage Area	480 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	168 sqft
Deck Area	16 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1208141
Street Address	8 PALM DR
City	KEY WEST
State	FL
Zip	33040-6118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URM
Legal Description	BK D LT 4 BAY POINT TRAILER PARK FIRST ADDITION SADDLEBUNCH KEYS PB4-9 OR160-374 OR505-835 OR648-335 OR707-298 OR715-603 OR1099-337 OR1634-1564 OR1634-1110 OR1680 -1584 OR3165-1972
Legal Range	27E
Legal Township	67S
Legal Section	08
Legal Subdivision	BAY POINT TRAILER PARK 1ST ADD
Legal Tract	D
Legal Block	D
Legal Lot Number	4
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1056
Census Tract	971600

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 PALM DR, KEY WEST, FL 33040-6118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Warranty Deed, Transfer · FHA Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Nov 22, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2022 · Amount on Record
Deed Sale	Apr 6, 2022 · Amount on Record
Prior Sale	May 23, 2000 · Amount on Record
Deed Document Number	20222369436
Deed Book / Page	3165 / 1972
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 6, 2022
Property Address	8 PALM DR, KEY WEST, FL 33040-6118
Document Number	0031651972
Book / Page	3165 / 1972
Map Reference	MB 4 PG 9
Instrument Date	Apr 1, 2022
Instrument	2369436
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	TRUE TITLE FLORIDA KEYS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,095.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 PALM DR, 9, KEY WEST, FL 33040-6117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 PALM DR, KEY WEST, FL 33040-6118

Mortgage

Document Number	0031651974
Date	Apr 6, 2022
Instrument	3165/1974

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	8 PALM DR, KEY WEST, FL 33040-6118
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 PALM DR, KEY WEST, FL 33040-6118

Mortgage

Document Number	0031382410
Date	Nov 22, 2021
Book Page	3138/2410
Instrument	2349682

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	283 Months
Due	Jun 1, 2045

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$506,085 (-1.35%) Land $249,200 Building $256,885	$506,085 (-1.35%) Land $249,200 Building $256,885
2024	$4,651.00
2023	$4,651.00 (+67.72%) Homeowner's exemption	$513,000 (+65.83%) Land $277,200 Building $235,800	$513,000 (+25.37%) Land $277,200 Building $235,800
2022	$2,773.00 Homeowner's exemption	$309,354	$409,179 Land $170,800 Building $238,379

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 537 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	537 in force
Nearby Flood Claims	1,085 (1980–2022)
Claims Outside the SFHA	1 of 1,085
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 256 claims Hurricane Wilma, Oct 2005 · 486 claims Hurricane Georges, Oct 1998 · 297 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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