2 Palm Dr, Key West, FL 33040 Property Records

Monroe County property record for 2 Palm Dr, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 672 sqft · built 1980
Lot Size	0.132 acres (5,760 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (May 2022)
Tax Bill	$3,908 (2024)
Deeds & Mortgages	May 2022 Sale Aug 2022 Transfer
Flood Zone	Zone AE (high risk)
APN	`00162590-000000`

Property Details

APN / Parcel Number

Primary APN	`00162590-000000`
Alternative APNs	`08672700162590000000` `1208116`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Building Area	672 sqft
Gross Area	704 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	5,760 sqft (0.132 acres)
Porch	Finished/Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1208116
Street Address	2 PALM DR
City	KEY LARGO
State	FL
Zip	33037-3206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URM
Legal Description	BK D LOTS 1 & 2 BAY POINT TRAILER PARK FIRST ADDN PB4-9 SADDLEBUNCH KEY OR125-332 OR404-375 OR404-544 OR505-835 OR648-335 OR707-298 OR715-603 OR988-2234 OR1136-1689 OR1136-1690 OR1138-874 OR1404-581 OR1453-1118 OR1720-1287 OR1720-1288 OR3174-1254 OR3
Legal Range	27E
Legal Township	67S
Legal Section	08
Legal Subdivision	BAY POINT TRAILER PARK 1ST ADD
Legal Tract	D
Legal Block	D
Legal Lot Number	1,2
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1056
Census Tract	971600

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6 CELTIC DR, NANTUCKET, MA 02554-4391
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 10, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2022 · Amount on Record
Deed Sale	May 18, 2022 · Amount on Record
Prior Sale	Aug 24, 2001 · Amount on Record
Deed Document Number	20222376133
Deed Book / Page	3174 / 1254
Transfer Doc	1453001118
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 18, 2022
Property Address	2 PALM DR, KEY WEST, FL 33040-6118
Document Number	0031741254
Book / Page	3174 / 1254
Map Reference	MB 4 PG 9
Instrument Date	May 13, 2022
Instrument	2376133
Transaction Type	Transfer
Record Updated	Jun 3, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 PALM DR, 2, KEY WEST, FL 33040-6118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 CELTIC DR, NANTUCKET, MA 02554-4391

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Aug 10, 2022
Property Address	2 PALM DR, KEY WEST, FL 33040-6118
Document Number	0031881443
Book / Page	3188 / 1443
Map Reference	MB 4 PG 9
Instrument Date	May 13, 2022
Instrument	2387096
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 PALM DR, 2, KEY WEST, FL 33040-6118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 CELTIC DR, NANTUCKET, MA 02554-4391

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$344,638 (+19.85%) Land $343,469 Building $1,169	$344,638 (+19.85%) Land $343,469 Building $1,169
2024	$3,908.00 (+48.2%)
2023	$2,637.00 (+8%)	$287,549 (+67.41%) Land $287,016 Building $533	$287,549 (+67.41%) Land $287,016 Building $533
2022	$1,465.00	$171,760 Land $171,227 Building $533	$171,760 Land $171,227 Building $533

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 537 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	537 in force
Nearby Flood Claims	1,085 (1980–2022)
Claims Outside the SFHA	1 of 1,085
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 256 claims Hurricane Wilma, Oct 2005 · 486 claims Hurricane Georges, Oct 1998 · 297 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Palm Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures