8 Paddock Rd, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 8 Paddock Rd, Oak Bluffs, MA 02557

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 3,300 sqft · built 2018
Lot Size1.95 acres (85,265 sqft)
OwnerIndividual Name on Record
Tax Bill$16,096 (2025)
Deeds & MortgagesOct 2018 Mortgage
Aug 2020 Refinance
Flood ZoneZone X (minimal risk)
APNOAKB M:0042 B:0027 L:003

Property Details

APN / Parcel Number

Primary APNOAKB M:0042 B:0027 L:003
Alternative APN
  • 5116

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Building Area3,300 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialWood Shingle
Lot Area85,265 sqft (1.95 acres)

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number5116
Street Address8 PADDOCK RD
CityOAK BLUFFS
StateMA
Zip02557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block27
Legal Lot Number3
JurisdictionOAK BLUFFS MA
Township / Civil DivisionOAK BLUFFS
Census Block Group3
Census Block3026
Census Tract200200

Owner

Source: Dukes County and Oak Bluffs Town records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 235, OAK BLUFFS, MA 02557-0235
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2018Deed of Trust, Mortgage
SANTANDER BANK NA
Aug 26, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
SANTANDER BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 25, 2005
Deed SaleMar 25, 2005
Deed Document Number20051980
Deed Book / Page1035 / 25
Record UpdatedSep 20, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAK BLUFFS MA
Property Address8 PADDOCK RD, OAK BLUFFS, MA 02557
Transaction TypeMortgage
Record UpdatedJun 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1479-160
DateOct 17, 2018
Book Page1479/160
Instrument5878
Lender
NameSANTANDER BANK NA
Agreement
AmountAmount Recorded
Term360 Months
DueOct 1, 2048

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAK BLUFFS MA
Property Address8 PADDOCK RD, OAK BLUFFS, MA 02557
Transaction TypeMortgage
Record UpdatedJun 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1540-357
DateAug 26, 2020
Book Page1540/357
Instrument5027
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyDukes County
County SubdivisionOak Bluffs Town
Elementary School DistrictOak Bluffs School District (PK - 08)
Secondary School DistrictMartha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$16,096.00 (+2.62%)$3,187,300 (+6.28%) Land $979,200 Building $2,208,100
2024$15,685.00 (+6.19%)$2,999,100 (+7.21%) Land $785,200 Building $2,213,900
2023$14,770.00$2,797,300 Land $763,000 Building $2,034,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 policies
Nearby Flood Policies55 in force
Nearby Flood Claims7 (1978–2012)
Claims Outside the SFHA1 of 7
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile, Verizon.

Nearby Properties on Paddock Rd

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