8 Observatory Hill, Cincinnati, OH 45208 Property Records

Hamilton County property record for 8 Observatory Hill, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,678 sqft · built 1952
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$629,000 (Mar 2020)
Tax Bill	$13,223 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`038-0007-0061-00`

Property Details

APN / Parcel Number

Primary APN	`038-0007-0061-00`
Alternative APN	`122345841`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,678 sqft Living Area
Gross Area	3,692 sqft
1st Floor Area	1,328 sqft
2nd Floor Area	1,176 sqft
Attic	Attic
Attic Area	174 sqft
Basement Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	120 ft deep x 229 ft wide
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	8 OBSERVATORY HL
City	CINCINNATI
State	OH
Zip	45208-2543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Description	8 OBSERVATORY HILL 70 X 120 IRR PT LOT 1 PHILIP JONES EST
Legal Subdivision	PHILIP JONES EST
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1021
Census Tract	4800

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 OBSERVATORY HL, CINCINNATI, OH 45208-2543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 18, 2023	Transfer on Death Deed, Transfer
Mar 30, 2020	Grant Deed, Transfer · Conventional Mortgage FIFTH THIRD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2020 · Amount on Record
Deed Sale	Mar 30, 2020 · Amount on Record
Prior Sale	Sep 30, 2009 · Amount on Record
Deed Document Number	202030014
Deed Book / Page	14135 / 1768
Last Transfer Date	Jul 11, 2023
Transfer Doc	0000049526
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8 OBSERVATORY HL, CINCINNATI, OH 45208-2543
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 OBSERVATORY HL, CINCINNATI, OH 45208-2543

Mortgage

Document Number	0000155303
Date	Dec 29, 2021
Book Page	14573/669
Instrument	2021-0155303

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 14, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8 OBSERVATORY HL, CINCINNATI, OH 45208-2543
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000155124
Date	Dec 28, 2021
Book Page	14572/2735
Instrument	2021-0155124

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 18, 2023
Property Address	8 OBSERVATORY HL, CINCINNATI, OH 45208-2543
Document Number	0000049526
Book / Page	14959 / 1949
Instrument Date	Jul 14, 2023
Instrument	2023-0049526
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 OBSERVATORY HL, CINCINNATI, OH 45208-2543

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 30, 2020
Property Address	8 OBSERVATORY HL, CINCINNATI, OH 45208-2543
Document Number	0000030014
Book / Page	014135 / 001768
Instrument Date	Mar 23, 2020
Instrument	30014
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,516.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 OBSERVATORY HL CINCINNATI OH 452082543, CINCINNATI, OH 45208-2543

Mortgage

Document Number	30015
Date	Mar 30, 2020
Book Page	014135/001771
Instrument	30015

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,223.00 (+3.13%)	$214,267 (-) Land $77,497 Building $136,770	$612,190 (-) Land $221,420 Building $390,770
2024	$12,822.00 (-2.2%)	$214,267 (-) Land $77,497 Building $136,770
2023	$13,111.00 (-12.65%)	$214,267 (-2.67%) Land $77,497 Building $136,770	$612,190 (-2.67%) Land $221,420 Building $390,770
2022	$15,009.00 Homeowner's exemption	$220,150 Land $56,686 Building $163,464
2020			$629,000 Land $161,960 Building $467,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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