3 Observatory Hill, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3 Observatory Hill, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,492 sqft · built 1936
Lot Size	0.191 acres (8,320 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Mar 1993)
Tax Bill	$14,107 (2025)
Deeds & Mortgages	Mar 2026 Transfer Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`038-0007-0025-00`

Property Details

APN / Parcel Number

Primary APN	`038-0007-0025-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,492 sqft Living Area
1st Floor Area	1,246 sqft
2nd Floor Area	1,246 sqft
Attic Area	150 sqft
Basement Area	1,246 sqft
Finished Basement	400 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	8,320 sqft (0.191 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	357 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3 OBSERVATORY HL
City	CINCINNATI
State	OH
Zip	45208-2541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 OBSERVATORY HILL 70 X 120 PT LOT 1 PHILIP JONES ESTSUB
Legal Subdivision	PHILIP JONES ESTATE SUB
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1008
Census Tract	4800

Owner

3 Observatory Hill is owned and occupied by two individuals who bought it in March 1993.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 OBSERVATORY HL, CINCINNATI, OH 45208-2541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Transfer on Death Deed, Transfer
Sep 13, 2018	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 1993 · Amount on File
Deed Sale	Mar 31, 1993 · Amount on File
Deed Document Number	690457
Record Updated	Sep 20, 2026

March 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 23, 2026
Property Address	3 OBSERVATORY HL, CINCINNATI, OH 45208-2541
Document Number	0000021210
Book / Page	15628 / 551
Instrument Date	Mar 20, 2026
Instrument	2026-0021210
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3 OBSERVATORY HL, CINCINNATI, OH 45208-2541
Document Number	0000086024
Instrument Date	Sep 13, 2018
Transaction Type	Mortgage
Record Updated	Oct 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 OBSERVATORY HL CINCINNATI OH 452082541, CINCINNATI, OH 45208-2541

Mortgage

Document Number	0000086024
Date	Sep 27, 2018
Book Page	013762/000447
Instrument	86024

Lender

Name	PNC BK
Type	Bank
Address	CINCINNATI, OH 45209

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3 Observatory Hill was $14,107, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,107.00 (+3.14%)	$229,247 (-) Land $77,497 Building $151,750
2024	$13,678.00 (-2.21%)	$229,247 (-) Land $77,497 Building $151,750
2023	$13,987.00 (+7.05%)	$229,247 (+19.35%) Land $77,497 Building $151,750	$654,990 Land $221,420 Building $433,570
2022	$13,066.00 Homeowner's exemption	$192,080 Land $56,686 Building $135,394
2020			$548,800 Land $161,960 Building $386,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Observatory Hill in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Observatory Hill is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Observatory Hill

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures