East Lyme Town property record for 8 Oak St, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1960 |
| Square Footage | 2,358 sqft Living Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Garage | Carport |
| Occupancy | Owner Occupied |
| Tax Bill | $15,290.00 (2025) |
| Primary APN | ELYM M:22.10 B:00037 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,358 sqft Living Area |
| Gross Area | 4,459 sqft Gross Area |
| 1st Floor | 1,359 sqft 1st Floor |
| Basement Area | 1,359 sqft Basement |
| Unfinished Basement | 1,359 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Carport Garage |
| Carport | Carport |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 2232 |
|---|---|
| Street Address | 8 OAK ST |
| City | NIANTIC |
| State | CT |
| Zip | 06357-2748 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 37 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 870701 |
Source: East Lyme Town records · APN ELYM M:22.10 B:00037 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 8 OAK ST, NIANTIC, CT 06357-2748 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| Feb 12, 2024 | Warranty Deed, Transfer · Stand Alone Refinance STEPHANIE CABRAL |
| May 12, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| May 12, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Feb 01, 2024 |
| Transfer Doc | 001106-397 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Feb 12, 2024 |
| Property Address | 8 OAK ST, NIANTIC, CT 06357-2748 |
| Document Number | 001106-394 |
| Book / Page | 1106 / 394 |
| Instrument Date | Feb 01, 2024 |
| Instrument | 334 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 001106-397 |
|---|---|
| Date | Feb 12, 2024 |
| Book Page | 1106/397 |
| Instrument | 335 |
| Name | STEPHANIE CABRAL |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 8 OAK ST, NIANTIC, CT 06357-2748 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 980-81 |
|---|---|
| Date | May 12, 2017 |
| Book Page | 980/81 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 8 OAK ST, NIANTIC, CT 06357-2748 |
| Document Number | 980-66 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2019 |
| Title Company | UNKNOWN |
| Name | Verified Name |
|---|---|
| Address | 8 OAK ST NIANTIC CT 063572748, NIANTIC, CT 06357-2748 |
| Document Number | 980-66 |
|---|---|
| Date | May 12, 2017 |
| Book Page | 000980/000066 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 792 Months |
| Due | May 11, 2083 |
| Rate Type | Adjustable Rate |
|---|
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,290.00 | $545,860 (-) Land $387,520 Building $158,340 | $382,102 Land $271,264 Building $110,838 |
| 2024 | $15,290.00 (+12.58%) | ||
| 2023 | $13,581.00 (+4.36%) | $545,860 (-) Land $387,520 Building $158,340 | |
| 2022 | $13,013.00 | $545,860 Land $387,520 Building $158,340 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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