2 Oak St, Niantic, CT 06357 Property Records

East Lyme Town property record for 2 Oak St, Niantic, CT 06357 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2003
Square Footage	3,343 sqft Living Area
Lot Size	5,227 sqft (0.12 acres)
Garage	Basement
Occupancy	Owner Occupied
Tax Bill	$14,031.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`ELYM M:22.10 B:00033 L:00000`
Alternative APN	`3895`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	11 Rooms
Building Area	3,343 sqft Living Area
Gross Area	4,963 sqft Gross Area
1st Floor	1,241 sqft 1st Floor
Basement Area	645 sqft Basement
Unfinished Basement	512 sqft Unfinished
Stories	3 Stories

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Basement Garage
Deck Area	Deck Area

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	3895
Street Address	2 OAK ST
City	NIANTIC
State	CT
Zip	06357-2748
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	33
Jurisdiction	EAST LYME CT
Minor Civil Division	EAST LYME
Census Blockgroup	1
Census Block	1008
Census Tract	870701

Owner

Source: East Lyme Town records · APN ELYM M:22.10 B:00033 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 OAK ST, NIANTIC, CT 06357-2748
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	2 OAK ST, NIANTIC, CT 06357-2748
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1018-67
Date	Sep 20, 2019
Book Page	1018/67

Lender

Name	WINDSOR FEDERAL SAVINGS AND LOAN ASSN

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	85 Months
Due	Oct 01, 2026

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,031.00	$500,920 (-) Land $183,120 Building $317,800	$350,644 Land $128,184 Building $222,460
2024	$14,031.00 (+12.58%)
2023	$12,463.00 (+4.36%)	$500,920 (-) Land $183,120 Building $317,800
2022	$11,942.00	$500,920 Land $183,120 Building $317,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.