8 Oak St, Granite Falls, NC 28630 Property Records

Caldwell County property record for 8 Oak St, Granite Falls, NC 28630

Property Summary

Property TypeResidential Vacant Land
Lot Size0.613 acres (26,712 sqft)
OwnerCompany Name on Record
Last Sale$200,000 (Nov 2022)
Deeds & MortgagesApr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN08 7 1 15

Property Details

APN / Parcel Number

Primary APN08 7 1 15
Alternative APN
  • 102233

Exterior

Lot Area26,712 sqft (0.613 acres)
Lot Dimensions168 ft deep x 159 ft wide

Location & Zoning

Account Number102233
Street Address8 OAK ST
CityGRANITE FALLS
StateNC
Zip28630-1526
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionBK 1925 PG 1161 YR 2017 ST 30.00
Legal SubdivisionSUE V ECKARD ESTATE
JurisdictionCALDWELL NC
Township / Civil DivisionLOVELADY
Census Block Group1
Census Block1002
Census Tract31402

Owner

Source: Caldwell County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1341, LENOIR, NC 28645-1341
Owner TypeCompany
VestingGovernment

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2022 · Amount on Record
Deed SaleNov 30, 2022 · Amount on Record
Prior SaleNov 21, 2022 · Amount on Record
Deed Document Number202210079159
Deed Book / Page2071 / 2173
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Recording DateApr 30, 2026
Property Address8 OAK ST, GRANITE FALLS, NC 28630-1526
Document Number0010118371
Book / Page2163 / 1499
Instrument DateApr 30, 2026
Instrument202610118371
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address613 BRAZOS TRL, LAFAYETTE, IN 47909-3606

Mortgage

Document Number0010118371,
DateApr 30, 2026
Book Page2163/1499
Instrument202610118371
Lender
NamePURDUE FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityGranite Falls Town
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$13,100 (-) Land $13,100
2025$13,100 (+15.93%) Land $13,100$13,100 (+15.93%) Land $13,100
2023$11,300 Land $11,300$11,300 Land $11,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GRANITE FALLS
serves 7,318 people · EPA ID NC0114030
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number