Caldwell County property record for 2 Oak St, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 510 sqft · built 2016 |
| Lot Size | 0.475 acres (20,670 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $152,500 (Mar 2026) |
| Tax Bill | $494 (2025) |
| Deeds & Mortgages | Mar 2026 Foreclosure Aug 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 7 1 12 |
| Primary APN | 08 7 1 12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 510 sqft Heated Area |
| Gross Area | 1,230 sqft |
| 1st Floor Area | 510 sqft |
| Basement Area | 384 sqft |
| Unfinished Basement | 384 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,670 sqft (0.475 acres) |
| Lot Dimensions | 195 ft deep x 106 ft wide |
| Garage Type | Detached - Finished |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 24 sqft |
| Patio Area | 72 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 185518 |
|---|---|
| Street Address | 2 OAK ST |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-1526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2064 PG 296 YR 22 ST 0.00 |
| Legal Subdivision | S&M REAL PROPERTIES LLC |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 31402 |
Source: Caldwell County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 160 MEADOW WOOD DR, LEXINGTON, SC 29073-9528 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 19, 2026 | Public Action, Foreclosure |
| Aug 15, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2026 · Amount on Record |
| Deed Sale | Mar 19, 2026 · Amount on Record |
| Prior Sale | Mar 23, 2016 · Amount on Record |
| Deed Document Number | 202610116855 |
| Deed Book / Page | 2159 / 1729 |
| Prior Transfer Date | Jul 25, 2022 |
| Prior Transfer Doc | 0020640296 |
| Record Updated | Oct 29, 2026 |
| Document Type | Public Action |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Mar 19, 2026 |
| Property Address | 2 OAK ST, GRANITE FALLS, NC 28630-1526 |
| Document Number | 0021591729 |
| Book / Page | 2159 / 1729 |
| Map Reference | MB 23 PG 184 |
| Instrument Date | Mar 3, 2026 |
| Instrument | 10116855 |
| Transaction Type | Foreclosure |
| Record Updated | May 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $305.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 450 N ARLINGTON AVE UNIT 1113, 1113, RENO, NV 89503-4738 |
| Name | Verified Name |
|---|---|
| Address | 160 MEADOW WOOD DR, LEXINGTON, SC 29073-9528 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Aug 15, 2022 |
| Property Address | 2 OAK ST, GRANITE FALLS, NC 28630-1526 |
| Document Number | 0020640296 |
| Book / Page | 2064 / 296 |
| Map Reference | MB 23 PG 184 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 10075615 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 OAK ST, GRANITE FALLS, NC 28630-1526 |
| Name | Verified Name |
|---|---|
| Address | 2 OAK ST, GRANITE FALLS, NC 28630-1526 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Granite Falls Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $95,900 (-) Land $16,500 Building $79,400 | ||
| 2025 | $494.00 (+39.15%) | $95,900 (+78.92%) Land $16,500 Building $79,400 | $95,900 (+78.92%) Land $16,500 Building $79,400 |
| 2024 | $355.00 (+2.01%) | ||
| 2023 | $53,600 (-) Land $14,100 Building $39,500 | $53,600 (-) Land $14,100 Building $39,500 | |
| 2022 | $348.00 | $53,600 Land $14,100 Building $39,500 | $53,600 Land $14,100 Building $39,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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