8 Oak Ridge Cir, Rincon, GA 31326 Property Records

Effingham County property record for 8 Oak Ridge Cir, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,710 sqft · built 1996
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,000 (Mar 2019)
Tax Bill	$2,859 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R2540-021-000`

Property Details

APN / Parcel Number

Primary APN	`R2540-021-000`
Alternative APNs	`0100H021000` `R2540021` `25402`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,710 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Area	420 sqft
Porch	Slab
Porch Area	195 sqft
Utility Building	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25402
Street Address	8 OAK RIDGE CIR
City	RINCON
State	GA
Zip	31326-8802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	.28 AC LOT 21
Legal Subdivision	BENT TREE
Legal Phase	1
Legal Lot Number	21
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	3
Census Block	3017
Census Tract	30307

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 OAK RIDGE CIR, RINCON, GA 31326-8802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage USAA FEDERAL SAVINGS BANK
Sep 9, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FEDERAL SAVINGS BANK
Mar 15, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2019 · Amount on Record
Deed Sale	Mar 15, 2019 · Amount on Record
Prior Sale	Dec 13, 2013 · Amount on Record
Deed Document Number	2019654
Deed Book / Page	2514 / 529
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	8 OAK RIDGE CIR, RINCON, GA 31326-8802
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 OAK RIDGE CIR, RINCON, GA 31326-8802

Mortgage

Document Number	0000002514/0000000531
Date	Mar 15, 2019
Book Page	0000002514/0000000531
Instrument	002031

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	8 OAK RIDGE CIR, RINCON, GA 31326-8802
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 OAK RIDGE CIR, RINCON, GA 31326-8802

Mortgage

Document Number	0000002722/0000000795
Date	Sep 9, 2021
Book Page	0000002722/0000000795
Instrument	011022

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 15, 2019
Property Address	8 OAK RIDGE CIR, RINCON, GA 31326-8802
Document Number	002514/529
Book / Page	2514 / 529
Instrument Date	Mar 15, 2019
Instrument	2019-000654
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 OAK RIDGE CIR, RINCON, GA 31326-8802

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Rincon City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,100 (+3.11%) Land $22,800 Building $84,300	$267,750 (+3.11%) Land $57,000 Building $210,750
2025	$2,859.00 (+6.28%)	$103,868 (-1.27%) Land $22,800 Building $81,068	$259,671 (-1.26%) Land $57,000 Building $202,671
2024	$2,690.00 (+29.45%)	$105,199 (+33.27%) Land $22,800 Building $82,399	$262,997 (+33.27%) Land $57,000 Building $205,997
2022	$2,078.00	$78,939 Land $17,600 Building $61,339	$197,347 Land $44,000 Building $153,347

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001
Water Source	Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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