Effingham County property record for 10 Oak Ridge Cir, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,513 sqft · built 1994 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $84,900 (Oct 1994) |
| Tax Bill | $1,498 (2025) |
| Deeds & Mortgages | Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R2540-020-000 |
| Primary APN | R2540-020-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,513 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 504 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 125 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 25400 |
|---|---|
| Street Address | 10 OAK RIDGE CIR |
| City | RINCON |
| State | GA |
| Zip | 31326-8802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | .28 AC LOT 20 |
| Legal Subdivision | BENT TREE |
| Legal Lot Number | 20 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 30307 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 OAK RIDGE CIR, RINCON, GA 31326-8802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 1994 · Amount on Record |
| Deed Sale | Oct 12, 1994 · Amount on Record |
| Deed Book / Page | 369 / 354 |
| Last Transfer Date | Oct 3, 2024 |
| Transfer Doc | 002935/148 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 10 OAK RIDGE CIR, RINCON, GA 31326-8802 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10 OAK RIDGE CIR, RINCON, GA 31326-8802 |
| Document Number | 0000002520/0000000891 |
|---|---|
| Date | Apr 26, 2019 |
| Book Page | 0000002520/0000000891 |
| Instrument | 003370 |
| Name | BRANCH BANKING AND TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2044 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Municipality | Rincon City |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,594 (+2.69%) Land $22,800 Building $84,794 | $268,985 (+2.69%) Land $57,000 Building $211,985 | |
| 2025 | $1,498.00 (-12.7%) Homeowner's exemption Senior Citizen's exemption | $104,777 (-0.11%) Land $22,800 Building $81,977 | $261,942 (-0.11%) Land $57,000 Building $204,942 |
| 2024 | $1,716.00 (+3.56%) Homeowner's exemption | $104,897 (+42.35%) Land $22,800 Building $82,097 | $262,242 (+42.35%) Land $57,000 Building $205,242 |
| 2022 | $1,657.00 Homeowner's exemption | $73,692 Land $17,600 Building $56,092 | $184,229 Land $44,000 Building $140,229 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 89% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001 |
|---|---|
| Water Source | Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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