Rowan County property record for 8 Oak Rd, Salisbury, NC 28144
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,968 sqft · built 1951 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $515,000 (Aug 2021) |
| Tax Bill | $5,934 (2026) |
| Deeds & Mortgages | Feb 2022 Line of Credit Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040 039 |
| Primary APN | 040 039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,968 sqft Living Area |
| 1st Floor Area | 2,439 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Siding |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Area | 529 sqft |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 648 sqft |
| Porch | Porch |
| Porch Area | 999 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 8 OAK RD |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28144-6910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L8 .51AC |
| Legal Subdivision | COUNTRY CLUB AREA |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 50500 |
8 Oak Rd is owned and occupied by two individuals who bought it in August 2021.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8 OAK RD, SALISBURY, NC 28144-6910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2022 | Deed of Trust, Mortgage · Line of Credit LIONS SHARE FCU |
| Aug 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Nov 27, 2017 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2021 · Amount on File |
| Deed Sale | Aug 16, 2021 · Amount on File |
| Prior Sale | Dec 4, 2012 · Amount on File |
| Deed Book / Page | 1381 / 756 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 8 OAK RD, SALISBURY, NC 28144-6910 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0013940921 |
|---|---|
| Date | Feb 10, 2022 |
| Book Page | 1394/921 |
| Name | LIONS SHARE FCU |
|---|---|
| Type | Credit Union |
| Address | SALISBURY, NC 28147 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Aug 16, 2021 |
| Property Address | 8 OAK RD, SALISBURY, NC 28144-6910 |
| Document Number | 0013810756 |
| Book / Page | 1381 / 756 |
| Map Reference | MB 9995 PG 9550 |
| Instrument Date | Aug 13, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,030.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 130 STAYSAIL RD, 130, SALISBURY, NC 28146-1438 |
| Name | Verified Name |
|---|---|
| Address | 8 OAK RD, SALISBURY, NC 28144-6910 |
| Document Number | 0001381757 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 1381/757 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 8 OAK RD, SALISBURY, NC 28144-6910 |
| Document Number | 0013000711 |
| Instrument Date | Nov 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 8 OAK RD SALISBURY NC 281446910, SALISBURY, NC 28144-6910 |
| Document Number | 0013000711 |
|---|---|
| Date | Dec 1, 2017 |
| Book Page | 001300/000711 |
| Name | FARMERS & MERCHANTS NAT'L BK |
|---|---|
| Type | Bank |
| Address | SALISBURY, NC 28144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 30, 2032 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 8 Oak Rd was $5,934.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Salisbury City |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,934.00 | $496,224 Land $110,000 Building $386,224 | $496,224 Land $110,000 Building $386,224 |
| 2023 | $5,934.00 | $496,224 Land $110,000 Building $386,224 | $496,224 Land $110,000 Building $386,224 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8 Oak Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1983–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8 Oak Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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