15 Oak Rd, Salisbury, NC 28144 Property Records

Rowan County property record for 15 Oak Rd, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,257 sqft · built 1950
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on File
Tax Bill	$5,186 (2023)
Deeds & Mortgages	Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`040 045`

Property Details

APN / Parcel Number

Primary APN	`040 045`
Alternative APN	`620430000`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,257 sqft Living Area
1st Floor Area	2,257 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2000
Exterior Material	Brick
Foundation Type	Footing
Lot Area	20,473 sqft
Garage Area	550 sqft
Porch	Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	620430000
Old Parcel Number	040 045
Street Address	15 OAK RD
City	SALISBURY
State	NC
Zip	28144-6909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	L15 BLK F
Legal Subdivision	CLUB DEV CO
Legal Block	F
Legal Lot Number	15
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1005
Census Tract	50500

Owner

Source: Rowan County records · APN 040 045

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15 OAK RD, SALISBURY, NC 28144-6909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 23, 2020
Deed Sale	Sep 23, 2020
Deed Document Number	OWAN100993
Record Updated	Jun 07, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	15 OAK RD, SALISBURY, NC 28144-6909
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 OAK RD, SALISBURY, NC 28144-6909

Mortgage

Document Number	0013710574
Date	Mar 31, 2021
Book Page	1371/574

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 26, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,186.00	$433,652 Land $175,000 Building $258,652	$433,652 Land $175,000 Building $258,652

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1983–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Feb 2020 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 85 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SALISBURY-ROWAN serves 46,156 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.