8 Oak Rd, Delmar, NY 12054 Property Records

Albany County and Bethlehem Town property record for 8 Oak Rd, Delmar, NY 12054

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,265 sqft · built 1965
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$267,000 (Jun 2007)
Tax Bill	$8,557 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012200 85.14-4-59`

Property Details

APN / Parcel Number

Primary APN	`012200 85.14-4-59`
Alternative APNs	`220008501400040590000000` `08501400040590000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,265 sqft Living Area
1st Floor Area	1,076 sqft
2nd Floor Area	1,189 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	138 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	435 sqft
Patio Area	132 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	08501400040590000000
Street Address	8 OAK RD
City	DELMAR
State	NY
Zip	12054-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	KILMERLAND EXT 1 LOT 8 DELMAR
Legal Subdivision	DELMAR
Legal Block	4
Legal Lot Number	59.000
Jurisdiction	ALBANY NY
Township / Civil Division	BETHLEHEM
Census Block Group	2
Census Block	2005
Census Tract	14202

Owner

8 Oak Rd is owned and occupied by two individuals who bought it in June 2007.

Source: Albany County and Bethlehem Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 OAK RD, DELMAR, NY 12054-2612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2007 · Amount on File
Deed Sale	Jun 27, 2007 · Amount on File
Prior Sale	Jun 27, 2007 · Amount on File
Deed Document Number	20079985021
Deed Book / Page	2888 / 517
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	8 OAK RD, DELMAR, NY 12054-2612
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	3G TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 OAK RD, DELMAR, NY 12054-2612

Mortgage

Document Number	0000003570
Date	Oct 6, 2022
Instrument	R2022-23570

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	8 OAK RD, DELMAR, NY 12054-2612
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 OAK RD, DELMAR, NY 12054-2612

Mortgage

Document Number	0000000329
Date	Apr 8, 2022
Instrument	R2022-9329

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	8 OAK RD, DELMAR, NY 12054-2612
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 OAK RD, DELMAR, NY 12054-2612

Mortgage

Document Number	0000000330
Date	Apr 8, 2022
Instrument	R2022-9330

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 8 Oak Rd was $8,557 with a homeowner's exemption, up 1.6% from the year before.

Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Bethlehem Town
Unified School District	Bethlehem Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,557.00 (+1.64%) Homeowner's exemption
2025	$8,419.00 Homeowner's exemption	$267,800 Land $69,500 Building $198,300	$418,438 Land $108,594 Building $309,844
2023		$267,800 Land $69,500 Building $198,300	$357,067 Land $92,667 Building $264,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Oak Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Oak Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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