19 Oak Rd, Delmar, NY 12054 Property Records

Albany County and Bethlehem Town property record for 19 Oak Rd, Delmar, NY 12054

Property Summary

Property Type	Condominium
Details	1,128 sqft · built 1973
Lot Size	0.01 acres (436 sqft)
Owner	2 Individual Names on File
Tax Bill	$759 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012200 85.14-4-60./1919`

Property Details

APN / Parcel Number

Primary APN	`012200 85.14-4-60./1919`
Alternative APNs	`220008501400040600001919` `08501400040600001919`

Interior

Stories	1 Story
Building Area	1,128 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Condo/Apartment
Lot Area	436 sqft (0.01 acres)
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	08501400040600001919
Street Address	19 OAK RD
City	DELMAR
State	NY
Zip	12054-2638
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MR
Legal Description	WOODGATE DELMAR
Legal Subdivision	DELMAR
Legal Block	4
Legal Lot Number	60.000
Jurisdiction	ALBANY NY
Township / Civil Division	BETHLEHEM
Census Block Group	2
Census Block	2003
Census Tract	14202

Owner

19 Oak Rd, a condominium, is owned and occupied by two individuals.

Source: Albany County and Bethlehem Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 OAK RD, DELMAR, NY 12054-2638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Aug 22, 2018	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	19 OAK RD, DELMAR, NY 12054-2638
Transaction Type	Mortgage
Record Updated	Jan 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 OAK RD, DELMAR, NY 12054-2638

Mortgage

Document Number	0000008346
Date	Dec 7, 2022
Instrument	R2022-28346

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 1, 2047

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	Aug 22, 2018
Property Address	19 OAK RD, DELMAR, NY 12054-2638
Document Number	0000018870
Instrument Date	Aug 17, 2018
Instrument	18870
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	CUSTOMIZED LENDERS SERVICES INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 MILL CREEK DR #M EAST GREENBUSH NY 120611317, M, EAST GREENBUSH, NY 12061-1317

Mortgage

Document Number	18871
Date	Aug 22, 2018
Instrument	18871

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 19 Oak Rd was $759.

Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Bethlehem Town
Unified School District	Bethlehem Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$759.00
2025		$76,100 Land $100 Building $76,000	$118,906 Land $156 Building $118,750
2023		$76,100 Land $100 Building $76,000	$101,467 Land $133 Building $101,334

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Oak Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Oak Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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