Frederick County property record for 8 N Pointe Ter, Middletown, MD 21769
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,274 sqft · built 2002 |
| Lot Size | 0.373 acres (16,239 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $710,000 (Sep 2026) |
| Tax Bill | $9,263 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-162664 |
| Primary APN | 03-162664 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,274 sqft Living Area |
| Gross Area | 4,756 sqft |
| 1st Floor Area | 2,028 sqft |
| Basement Area | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Siding Sheathing |
| Roof Material | Composition Shingle |
| Lot Area | 16,239 sqft (0.373 acres) |
| Garage Type | Attached |
| Garage Area | 482 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 392 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 162664 |
|---|---|
| Street Address | 8 N POINTE TER |
| City | MIDDLETOWN |
| State | MD |
| Zip | 21769-8067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 4 PLAT 2 16,239 SQ.FT. NORTH POINTE |
| Legal Subdivision | NORTH POINTE |
| Legal Lot Number | 4 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 3, MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 752601 |
Source: Frederick County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8 N POINTE TER, MIDDLETOWN, MD 21769-8067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 25, 2026 | Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION |
| Jul 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2026 · Amount on Record |
| Deed Sale | Sep 25, 2026 · Amount on Record |
| Prior Sale | Feb 3, 2005 · Amount on Record |
| Deed Book / Page | 18062 / 203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 25, 2026 |
| Property Address | 8 N POINTE TER, MIDDLETOWN, MD 21769-8067 |
| Document Number | 1806000203 |
| Book / Page | 18062 / 203 |
| Instrument Date | Sep 18, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2026 |
| Title Company | LAWYERS SIGNATURE SETTLEMENTS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $717,100.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8 N POINTE TER, MIDDLETOWN, MD 21769-8067 |
| Document Number | 1806000209, |
|---|---|
| Date | Sep 25, 2026 |
| Book Page | 18062/209 |
| Name | AMERICAN PACIFIC MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 8 N POINTE TER, MIDDLETOWN, MD 21769-8067 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0139120405 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 13912/405 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Middletown Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $698,600 (+10.7%) Land $129,500 Building $569,100 | $698,600 (-) Land $129,500 Building $569,100 | |
| 2025 | $9,263.00 (+31.37%) | $631,067 (+27.23%) | $698,600 (+40.85%) Land $129,500 Building $569,100 |
| 2023 | $7,051.00 | $496,000 Land $106,800 Building $389,200 | $496,000 Land $106,800 Building $389,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MIDDLETOWN serves 5,132 people · EPA ID MD0100018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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