Frederick County property record for 3 N Pointe Ter, Middletown, MD 21769
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,848 sqft · built 2002 |
| Lot Size | 0.467 acres (20,348 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $354,000 (Apr 2010) |
| Tax Bill | $6,460 (2023) |
| Deeds & Mortgages | Dec 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-162788 |
| Primary APN | 03-162788 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,848 sqft Total Area |
| 1st Floor Area | 1,550 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 20,348 sqft (0.467 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 162788 |
|---|---|
| Old Parcel Number | 3162788 |
| Street Address | 3 N POINTE TER |
| City | MIDDLETOWN |
| State | MD |
| Zip | 21769-8058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 46 PLAT 2 20,348 SQ.FT. NORTH POINTE |
| Legal Subdivision | NORTH POINTE |
| Legal Lot Number | 46 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 3, MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 752601 |
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 N POINTE TER, MIDDLETOWN, MD 21769-8058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2010 · Amount on Record |
| Deed Sale | Apr 19, 2010 · Amount on Record |
| Prior Sale | Oct 7, 2009 · Amount on Record |
| Deed Document Number | 101671 |
| Deed Book / Page | 07790 / 0058 |
| Prior Transfer Date | Apr 13, 2010 |
| Prior Transfer Doc | 0077900058 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3 N POINTE TER, MIDDLETOWN, MD 21769-8058 |
| Document Number | 0116750247 |
| Book / Page | 011675 / 000247 |
| Instrument Date | Dec 26, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2017 |
| Title Company | VANTAGE PT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 3 N POINTE TER MIDDLETOWN MD 217698058, MIDDLETOWN, MD 21769-8058 |
| Document Number | 0116750247 |
|---|---|
| Date | Feb 16, 2017 |
| Book Page | 011675/000247 |
| Name | NATIONSTAR MTG |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 15, 2047 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Middletown Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,460.00 Homeowner's exemption | $453,900 Land $111,300 Building $342,600 | $453,900 Land $111,300 Building $342,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MIDDLETOWN serves 5,132 people · EPA ID MD0100018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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