Otsego County and Oneonta City property record for 8 Morgan Ave, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,578 sqft · built 1920 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $198,000 (Sep 2022) |
| Tax Bill | $5,788 (2026) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 299.7-6-23 |
| Primary APN | 361200 299.7-6-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,578 sqft Living Area |
| 1st Floor Area | 850 sqft |
| 2nd Floor Area | 728 sqft |
| Game Room | Game Room |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 196 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 318 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 192 sqft |
| Patio Area | 16 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 2384 |
|---|---|
| Street Address | 8 MORGAN AVE |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 120 |
| Legal Block | 6 |
| Legal Lot Number | 23.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 591700 |
Source: Otsego County and Oneonta City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8 MORGAN AVE, ONEONTA, NY 13820-1220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage PLAZA HOME MORTGAGE INC |
| Feb 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VISIONS FCU |
| Feb 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage VISIONS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2022 · Amount on Record |
| Deed Sale | Sep 13, 2022 · Amount on Record |
| Prior Sale | Feb 27, 2020 · Amount on Record |
| Deed Document Number | 20225045 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Sep 13, 2022 |
| Property Address | 8 MORGAN AVE, ONEONTA, NY 13820-1220 |
| Document Number | 0000000045 |
| Instrument Date | Sep 12, 2022 |
| Instrument | 2022-5045 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 WESTMINSTER ST, SPRINGFIELD, MA 01109-3923 |
| Document Number | 0000000046 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 2022-5046 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 8 MORGAN AVE, ONEONTA, NY 13820-1220 |
| Document Number | 0000000944 |
| Instrument Date | Feb 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 8 MORGAN AVE ONEONTA NY 138201220, ONEONTA, NY 13820-1220 |
| Document Number | 0000000944 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 944 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Feb 27, 2020 |
| Property Address | 8 MORGAN AVE, ONEONTA, NY 13820-1220 |
| Document Number | 0000000943 |
| Instrument Date | Feb 11, 2020 |
| Instrument | 943 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 201 WEST ONEONTA NY 138610201, WEST ONEONTA, NY 13861-0201 |
| Document Number | 944 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 944 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2050 |
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,788.00 (+2.46%) | ||
| 2025 | $5,649.00 | $149,000 (-) Land $21,100 Building $127,900 | $209,859 (+14.08%) Land $29,718 Building $180,141 |
| 2023 | $149,000 Land $21,100 Building $127,900 | $183,951 Land $26,049 Building $157,902 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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