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7 Morgan Ave, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 7 Morgan Ave, Oneonta, NY 13820

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,272 sqft · built 1900
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$173,000 (Jun 2019)
Tax Bill$6,791 (2026)
Deeds & MortgagesJun 2019 Mortgage
Oct 2017 Sale
Flood ZoneZone X (minimal risk)
APN361200 299.7-5-43

Property Details

APN / Parcel Number

Primary APN361200 299.7-5-43
Alternative APNs
  • 120029900700050430000000
  • 3911 2367

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,272 sqft Living Area
1st Floor Area696 sqft
2nd Floor Area576 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1975
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeMixed
Garage Area448 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area344 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 2367
Street Address7 MORGAN AVE
CityONEONTA
StateNY
Zip13820-1219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code120
Legal Block5
Legal Lot Number43.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group2
Census Block2008
Census Tract591700

Owner

7 Morgan Ave is owned and occupied by two individuals who bought it in June 2019.

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address7 MORGAN AVE, ONEONTA, NY 13820-1219
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2019Deed of Trust, Mortgage
KEYBANK USA
Oct 4, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 21, 2019 · Amount on File
Deed SaleJun 21, 2019 · Amount on File
Prior SaleOct 4, 2017 · Amount on File
Deed Document Number20192717
Record UpdatedOct 29, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTSEGO NY
Property Address7 MORGAN AVE, ONEONTA, NY 13820-1219
Document Number0000002718
Instrument DateJun 10, 2019
Transaction TypeMortgage
Record UpdatedJul 8, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address82 HUDSON ST #2 ONEONTA NY 138202706, 2, ONEONTA, NY 13820-2706

Mortgage

Document Number0000002718
DateJun 21, 2019
Instrument2718
Lender
NameKEYBANK USA
TypeBank
AddressCLEVELAND, OH 44114-1306
Agreement
AmountAmount on Record
Term360 Months
DueJun 20, 2049

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOTSEGO NY
Recording DateOct 4, 2017
Property Address7 MORGAN AVE, ONEONTA, NY 13820-1219
Document Number0000004811
Instrument DateOct 3, 2017
Instrument4811
Transaction TypeTransfer
Record UpdatedOct 31, 2017

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 MORGAN AVE ONEONTA NY 138201219, ONEONTA, NY 13820-1219

Tax Assessment & Valuation

The 2026 property tax bill for 7 Morgan Ave was $6,791, up 2.5% from the year before.

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,791.00 (+2.46%)
2025$6,628.00$175,000 Land $14,800 Building $160,200$246,479 Land $20,845 Building $225,634
2023$175,000 Land $14,800 Building $160,200$216,049 Land $18,272 Building $197,777

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Morgan Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Morgan Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEONTA CITY
serves 15,954 people · EPA ID NY3800154
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

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