8 Monument Dr, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 8 Monument Dr, Harwich, MA 02645

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,302 sqft · built 1987
Lot Size	0.96 acres (41,800 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Oct 2015)
Tax Bill	$5,523 (2025)
Deeds & Mortgages	Jun 2019 Refinance Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HARW M:49 P:B11`

Property Details

APN / Parcel Number

Primary APN	`HARW M:49 P:B11`
Alternative APNs	`M:00049 B:B011 L:000` `4749`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,302 sqft Living Area
Gross Area	4,800 sqft
1st Floor Area	1,610 sqft
Basement Area	1,596 sqft
Unfinished Basement	1,596 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,800 sqft (0.96 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	4749
Street Address	8 MONUMENT DR
City	HARWICH
State	MA
Zip	02645-2657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	HARWICH MA
Township / Civil Division	HARWICH
Census Block Group	1
Census Block	1000
Census Tract	11002

Owner

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8 MONUMENT DR, HARWICH, MA 02645-2657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SHAMROCK FINANCIAL CORP
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage SHAMROCK HM LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 14, 2015 · Amount on Record
Deed Sale	Oct 14, 2015 · Amount on Record
Deed Document Number	201550153
Deed Book / Page	29202 / 349
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	8 MONUMENT DR, HARWICH, MA 02645-2657
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32077-109
Date	Jun 10, 2019
Book Page	32077/109
Instrument	26389

Lender

Name	SHAMROCK FINANCIAL CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	8 MONUMENT DR, HARWICH, MA 02645-2657
Document Number	33273-90
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 MONUMENT DR HARWICH MA 026452657, HARWICH, MA 02645-2657

Mortgage

Document Number	33273-90
Date	Sep 18, 2020
Book Page	033273/000090
Instrument	49558

Lender

Name	SHAMROCK HM LNS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2050

Tax Assessment & Valuation

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Harwich Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,523.00 (+6.85%)	$934,600 (+9.03%) Land $262,200 Building $672,400	$738,150
2024	$5,169.00 (+4.07%)	$857,200 (+14.58%) Land $222,600 Building $634,600
2023	$4,967.00	$748,100 Land $202,400 Building $545,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Cell Coverage

5G and 4G LTE (outdoors only)

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