4 Monument Dr, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 4 Monument Dr, Harwich, MA 02645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,720 sqft · built 1987
Lot Size	0.464 acres (20,200 sqft)
Owner	Company Name on File
Tax Bill	$4,294 (2025)
Deeds & Mortgages	Nov 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`HARW M:49 P:B10`

Property Details

APN / Parcel Number

Primary APN	`HARW M:49 P:B10`
Alternative APNs	`M:00049 B:B010 L:000` `7888`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,720 sqft Living Area
Gross Area	4,536 sqft
1st Floor Area	1,720 sqft
Basement Area	1,720 sqft
Unfinished Basement	1,720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,200 sqft (0.464 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	7888
Street Address	4 MONUMENT DR
City	HARWICH
State	MA
Zip	02645-2657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	HARWICH MA
Township / Civil Division	HARWICH
Census Block Group	1
Census Block	1000
Census Tract	11002

Owner

Source: Barnstable County and Harwich Town assessment roll, APN HARW M:49 P:B10, as of May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4 MONUMENT DR, HARWICH, MA 02645-2657
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Nov 08, 2019
Property Address	4 MONUMENT DR, HARWICH, MA 02645-2657
Document Number	32452-345
Book / Page	032452 / 000345
Instrument Date	Nov 04, 2019
Instrument	56135
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	4 MONUMENT DR HARWICH MA 026452657, HARWICH, MA 02645-2657

Tax Assessment & Valuation

Source: Barnstable County and Harwich Town assessment roll as of May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Harwich Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,294.00 (+7.03%)	$726,500 (+9.18%) Land $213,000 Building $513,500	$853,195
2024	$4,012.00 (+4.02%)	$665,400 (+14.57%) Land $180,900 Building $484,500
2023	$3,857.00	$580,800 Land $164,400 Building $416,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), as of October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010110021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 155 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA4126000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HARWICH WATER DEPARTMENT serves 39,144 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.