8 Miami Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 8 Miami Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,839 sqft · built 1980
Lot Size	0.155 acres (6,750 sqft)
Owner	2 Company Names on Record
Last Sale	$362,000 (Apr 2017)
Tax Bill	$4,542 (2025)
Deeds & Mortgages	May 2020 Transfer Apr 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00523860-000000`

Property Details

APN / Parcel Number

Primary APN	`00523860-000000`
Alternative APNs	`28613900523860000000` `1643114`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,839 sqft Living Area
Gross Area	2,154 sqft
1st Floor Area	1,839 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	6,750 sqft (0.155 acres)
Garage Type	Attached
Garage Area	315 sqft
Porch	Slab
Porch Area	319 sqft
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1643114
Street Address	8 MIAMI DR
City	KEY LARGO
State	FL
Zip	33037-2517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 4 LT 2 AND 15 AMD PLAT OF KEY LARGO PARK PB3-62 KEY LARGO OR560-402 OR777-1044 OR1665-378 OR2716-1120D/C OR2716-1121/D/C OR2722-957D/C OR2746-1446 OR2847-109 OR3023-0083
Legal Range	39E
Legal Township	61S
Legal Section	28
Legal Subdivision	KEY LARGO PARK AMD
Legal Block	4
Legal Lot Number	2,15
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1025
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	8 MIAMI DR, KEY LARGO, FL 33037-2517
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 3, 2017	Warranty Deed, Transfer · Conventional Mortgage CAPITAL BANK CORPORATION
Apr 3, 2017	Affidavit of Death, Transfer SUNSHINE TITLE CORPORATION, SUNSHINE TITLE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2017 · Amount on Record
Deed Sale	Apr 3, 2017 · Amount on Record
Prior Sale	Jun 18, 2015
Deed Document Number	20177048
Deed Book / Page	2847 / 109
Last Transfer Date	Mar 9, 2020
Transfer Doc	0030230083
Record Updated	Oct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	May 19, 2020
Property Address	8 MIAMI DR, KEY LARGO, FL 33037-2517
Document Number	0030230083
Book / Page	003023 / 000083
Instrument Date	Mar 9, 2020
Instrument	2266529
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8 MIAMI DR KEY LARGO FL 330372517, KEY LARGO, FL 33037-2517

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 3, 2017
Property Address	8 MIAMI DR, KEY LARGO, FL 33037-2517
Document Number	0028470109
Book / Page	2847 / 0109
Map Reference	MB2 PG62
Instrument Date	Mar 28, 2017
Instrument	2117048
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SUNSHINE TITLE OF THE KEYS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,534.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1850 TRAVIS RD, 1850, WEST PALM BEACH, FL 33406-5261

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 MIAMI DR, KEY LARGO, FL 33037-2517

Mortgage

Document Number	0002117049
Date	Apr 3, 2017
Instrument	2117049

Lender

Name	CAPITAL BANK CORPORATION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

April 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONROE FL
Recording Date	Apr 3, 2017
Property Address	8 MIAMI DR, KEY LARGO, FL 33037-2517
Document Number	0028470107
Book / Page	002847 / 000107
Instrument Date	Mar 28, 2017
Instrument	2117046
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	SUNSHINE TITLE CORPORATION, SUNSHINE TITLE CORP

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,542.00 (+8.12%)	$504,754 (+6.58%) Land $266,119 Building $238,635	$504,754 (+6.58%) Land $266,119 Building $238,635
2024	$4,201.00 (+9.03%)
2023	$3,853.00 (+8.32%)	$473,612 (+0.32%) Land $252,113 Building $221,499	$473,612 (+0.32%) Land $252,113 Building $221,499
2022	$3,557.00	$472,108 Land $252,113 Building $219,995	$472,108 Land $252,113 Building $219,995

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 177 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	204 units insured incl. 27 condo units
Nearby Flood Claims	50 (1984–2025)
Claims Outside the SFHA	8 of 50
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Wilma, Oct 2005 · 20 claims Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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