Monroe County property record for 10 Miami Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,136 sqft · built 1968 |
| Lot Size | 0.154 acres (6,750 sqft) |
| Owner | Owner Name on File |
| Last Sale | $122,000 (Jul 2000) |
| Tax Bill | $1,807 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 00523870-000000 |
| Primary APN | 00523870-000000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,136 sqft Living Area |
| 1st Floor Area | 1,136 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 6,750 sqft (0.154 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 329 sqft |
| Patio Area | 35 sqft |
| Fence | Fence |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air |
| Account Number | 1643122 |
|---|---|
| Street Address | 10 MIAMI DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AMD PLAT OF KEY LARGO PARK PB3-62 KEY LARGO LOT 3 & 14 BLK 4 OR455-74 OR455-75 OR567-257D/C OR844-2098Q/C OR883-2031 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 28 |
| Legal Subdivision | KEY LARGO PARK AMD |
| Legal Block | 4 |
| Legal Lot Number | 3,14 14 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
The current owner of 10 Miami Dr bought it in July 2000.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 10 MIAMI DR, KEY LARGO, FL 33037-2517 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2000 · Amount on File |
| Deed Sale | Jul 17, 2000 · Amount on File |
| Prior Sale | Oct 24, 1996 · Amount on File |
| Deed Document Number | 0164302310 |
| Deed Book / Page | 01643 / 02310 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $173,028 | $435,915 Land $266,119 Building $169,796 | |
| 2024 | $1,807.00 (+6.92%) | ||
| 2023 | $1,690.00 (+4.45%) Homeowner's exemption | $163,255 (+3%) | $410,435 (-0.53%) Land $252,113 Building $158,322 |
| 2022 | $1,618.00 Homeowner's exemption | $158,500 | $412,615 Land $252,113 Building $160,502 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Miami Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 177 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 204 units insured incl. 27 condo units |
| Nearby Flood Claims | 50 (1984–2025) |
| Claims Outside the SFHA | 8 of 50 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Miami Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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