Albany County and Colonie Town property record for 8 Maple Ave, Watervliet, NY 12189
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,016 sqft · built 1895 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,500 (Jun 2009) |
| Tax Bill | $2,692 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Oct 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 20.20-1-27 |
| Primary APN | 012689 20.20-1-27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,016 sqft Living Area |
| 1st Floor Area | 698 sqft |
| Upper Floors Area | 318 sqft |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 324 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02002000010270000000 |
|---|---|
| Street Address | 8 MAPLE AVE |
| City | WATERVLIET |
| State | NY |
| Zip | 12189-1824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | N-MAPLE AVE E-6 N-24-34 |
| Legal Block | 1 |
| Legal Lot Number | 27.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 13509 |
8 Maple Ave is owned and occupied by two individuals who bought it in June 2009.
Source: Albany County and Colonie Town records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8 MAPLE AVE, WATERVLIET, NY 12189-1824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Oct 31, 2022 | Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Nov 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2009 · Amount on File |
| Deed Sale | Jun 5, 2009 · Amount on File |
| Prior Sale | Aug 11, 2003 · Amount on File |
| Deed Document Number | 200910426056 |
| Deed Book / Page | 2950 / 959 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Sep 18, 2026 |
| Property Address | 8 MAPLE AVE, WATERVLIET, NY 12189-1824 |
| Document Number | 0000017733 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 202617733 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 8 MAPLE AVE, WATERVLIET, NY 12189-1824 |
| Document Number | 0000017733, |
|---|---|
| Date | Sep 18, 2026 |
| Instrument | 202617733 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 314 Months |
| Due | Nov 1, 2052 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 8 MAPLE AVE, WATERVLIET, NY 12189-1824 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 32 JAMES ST, TROY, NY 12183-1409 |
| Document Number | 0000005510 |
|---|---|
| Date | Oct 31, 2022 |
| Instrument | R2022-25510 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 8 MAPLE AVE, WATERVLIET, NY 12189-1824 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000026104 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | R2020-26104 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 224 Months |
| Due | Jul 1, 2039 |
The 2026 property tax bill for 8 Maple Ave was $2,692, down 7.8% from the year before.
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | North Colonie Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,692.00 (-7.84%) | ||
| 2025 | $2,921.00 | $60,000 Land $12,000 Building $48,000 | $137,300 Land $27,460 Building $109,840 |
| 2023 | $60,000 (-) Land $12,000 Building $48,000 | $117,600 (+9.27%) Land $23,520 Building $94,080 | |
| 2022 | $60,000 Land $12,000 Building $48,000 | $107,623 Land $21,525 Building $86,098 | |
| 2021 | $2,689.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8 Maple Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8 Maple Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN ISLAND VILLAGE serves 2,900 people · EPA ID NY0100195 |
|---|---|
| Water Source | Purchased surface water from COHOES CITY |
| Last State Inspection | Sep 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2022 |
|---|---|
| Treatment and Procedure | No certified operator currently in violation since Jan 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
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