6 Maple Ave, Watervliet, NY 12189 Property Records

Albany County and Colonie Town property record for 6 Maple Ave, Watervliet, NY 12189

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,542 sqft · built 1879
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Tax Bill$3,605 (2026)
Deeds & MortgagesMar 2021 Line of Credit
Aug 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN012689 20.20-1-28

Property Details

APN / Parcel Number

Primary APN012689 20.20-1-28
Alternative APNs
  • 268902002000010280000000
  • 02002000010280000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,542 sqft Living Area
1st Floor Area947 sqft
2nd Floor Area595 sqft

Exterior

Year BuiltBuilt 1879
Effective Year BuiltEffective 1879
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area9,583 sqft (0.22 acres)
Garage TypeDetached
Garage Area660 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area119 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02002000010280000000
Street Address6 MAPLE AVE
CityWATERVLIET
StateNY
Zip12189-1824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04 - FARM
Legal DescriptionLF EST MCBAIN W III & EM N-MAPLE AVE E-50 N-17-76
Legal Block1
Legal Lot Number28.000
JurisdictionALBANY NY
Township / Civil DivisionCOLONIE
Census Block Group1
Census Block1004
Census Tract13509

Owner

6 Maple Ave is owned by an individual who acquired it in April 2008.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address418 4TH AVE, TROY, NY 12182-3034
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2021Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU
Aug 21, 2020Warranty Deed, Transfer · Conventional Mortgage
SEFCU
May 31, 2019Quit Claim Deed, Construction Loan · Construction Mortgage
ALBANY CNTY LAND BK CORP
Dec 27, 2018Quit Claim Deed, Transfer
Quitclaim
Dec 27, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 8, 2008
Transfer Doc0029160886
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address6 MAPLE AVE, WATERVLIET, NY 12189-1824
Transaction TypeMortgage
Record UpdatedApr 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006905
DateMar 5, 2021
InstrumentR2021-06905
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueMar 1, 2041
Interest
Rate TypeAdjustable Rate
Rate4.99%
Type Change DateMar 1, 2022
Change FrequencyMonthly
Max Rate At Change18%
Margin2
Max Rate18%

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateAug 21, 2020
Property Address6 MAPLE AVE, WATERVLIET, NY 12189-1824
Document Number0000018301
Instrument DateAug 4, 2020
Instrument18301
Transaction TypeTransfer
Record UpdatedOct 1, 2020
Title CompanyPAC ABSTRACT LLC, PAC ABS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$632.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address418 4TH AVE TROY NY 121823034, TROY, NY 12182-3034

Mortgage

Document Number18302
DateAug 21, 2020
Instrument18302
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 20, 2050

May 2019: Quit Claim Deed, Construction Loan

Document TypeQuit Claim Deed
JurisdictionALBANY NY
Recording DateMay 31, 2019
Property Address6 MAPLE AVE, WATERVLIET, NY 12189-1824
Document Number0000010449
Instrument DateMay 23, 2019
Instrument10449
Transaction TypeConstruction Loan
Record UpdatedJun 18, 2019
Title CompanyNATIONAL TITLE AND ABSTRACT COMPANY, NATIONAL TITLE & ABS CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$160.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address22 DAN DEL DR LATHAM NY 121104739, LATHAM, NY 12110-4739

Mortgage

Document Number10450
DateMay 31, 2019
Instrument10450
Lender
NameALBANY CNTY LAND BK CORP
AddressALBANY, NY 12207
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueMay 30, 2020

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionALBANY NY
Recording DateDec 27, 2018
Property Address6 MAPLE AVE, WATERVLIET, NY 12189-1824
Document Number0000028653
Instrument DateDec 21, 2018
Instrument28653
Transaction TypeTransfer
Record UpdatedJan 18, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6 MAPLE AVE WATERVLIET NY 121891824, WATERVLIET, NY 12189-1824

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionALBANY NY
Recording DateDec 27, 2018
Property Address6 MAPLE AVE, WATERVLIET, NY 12189-1824
Document Number0020188653
Book / Page002018 / 028653
Instrument DateDec 21, 2018
Transaction TypeTransfer
Record UpdatedJan 15, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address69 STATE ST #8TH ALBANY NY 122072504, 8TH, ALBANY, NY 12207-2504

Tax Assessment & Valuation

The 2026 property tax bill for 6 Maple Ave was $3,605, down 5.8% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionColonie Town
Unified School DistrictNorth Colonie Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,605.00 (-5.8%)
2025$3,827.00$81,400 Land $18,700 Building $62,700$186,300 Land $42,799 Building $143,501
2023$81,400 (-) Land $18,700 Building $62,700$159,600 (+9.31%) Land $36,665 Building $122,935
2022$81,400 Land $18,700 Building $62,700$146,009 Land $33,543 Building $112,466
2021$3,442.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Maple Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Maple Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREEN ISLAND VILLAGE
serves 2,900 people · EPA ID NY0100195
Water SourcePurchased surface water from COHOES CITY
Last State InspectionSep 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2022
Treatment and ProcedureNo certified operator
currently in violation since Jan 2023
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Hudson Valley Wireless
Fixed Wireless
200 / 20

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